David Ramirez
$324,900$349,9003 bd2.5 ba1,450 sqft$224 /sqft$3,003 /mo all-in ↓

3047 OVERLOOK PLACE, CLEARWATER, FL, 33760

Active78 days on marketListed May 6, 2026MLS #A4692386

Reduced $25KFully furnishedTownhouseOVERLOOK

About this home

3047 OVERLOOK PLACE

MOTIVATED SELLER! Welcome to 3047 Overlook Place, located in the highly sought-after Overlook Townhomes community in Clearwater, Florida. Nestled in the heart of Pinellas County, this beautifully maintained, maintenance-free townhouse offers the perfect blend of comfort, style, and convenience—ideal for enjoying the Florida lifestyle. Situated on a quiet cul-de-sac, this home features one of the largest driveways in the community, accommodating up to four vehicles, along with a one-car oversized garage. Mature landscaping, including a large oak tree, provides shade and curb appeal, while green space across the street enhances the peaceful setting. This bright and functional two-story townhome offers 3 bedrooms and 2.5 bathrooms. A private courtyard entry leads into a ceramic-tiled foyer, setting the tone for the care and attention throughout the home. The updated kitchen features stainless steel appliances, spacious granite countertops, and thoughtfully designed cabinetry with soft-close drawers, pull-out pantry shelving, lazy Susans, and built-in waste storage for maximum efficiency. The extended countertop creates a seamless, open connection to the living and dining areas—perfect for entertaining or casual seating. The combined living and dining space is anchored by a cozy wood-burning fireplace and opens to a screened-in lanai with a ceiling fan—an ideal spot for relaxing or enjoying your morning coffee. Three-panel pocket sliding glass doors fully retract into the wall, creating a wide, unobstructed indoor-outdoor living experience. Just beyond the lanai is a concrete patio area, perfect for grilling and additional outdoor seating. Upstairs, the spacious primary suite features French doors leading to a private balcony and a fully remodeled en-suite bathroom complete with a soaking tub, walk-in shower, private water closet, and a large vanity with ample lighting. Two additional bedrooms, a full bathroom, and a convenient laundry closet complete the second floor. The garage includes built-in cabinetry for additional storage. HOA fees provide exceptional value, covering the roof, exterior maintenance, lawn care, water, trash, flood insurance for exterior structure, and access to the community pool, which is geothermally heated for year-round enjoyment. The pool area also offers covered seating and restroom facilities. Overlook Townhomes is a pet-friendly community, allowing up to two pets (100 lbs combined or one up to 60 lbs). Located directly across from Datsko Park, residents can enjoy basketball courts, fitness areas, walking trails, playgrounds, volleyball courts, and open green space. Conveniently located near shopping, dining, and major roadways, this home is just minutes from Tri-City Shopping Center, Clearwater Mall, airports, Clearwater Beach, and downtown St. Petersburg.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,450

Sqft

0.05 ac

Lot size

1

Garage

1991

Year built

Two

Levels

$224

Per sqft

Furnished

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Purifier
InteriorAttic Ventilator · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesSouth
ExteriorBalcony · Courtyard · Irrigation System · Lighting · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$695/mo
Taxes (2025)$1,103/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Irrigation-Reclaimed Water · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,003 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$92
HOA fee — from the listing$695
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,372Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,372
Interest rate6.00%
Loan term

Estimated payment

$3,003/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$92
HOA / condo fee$695
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $325K
$231KedgeAI estimate $264,908 · range $240K$323K$338K

vs edgeAI estimate

+22.6%

$/sqft vs Clearwater actives

$224 vs $218

Days on market

78 vs 47 typical

Where $224/sqft sits among the 400 Clearwater actives

147
118 · this home
74
24
12
25
$115–190$190–264$264–338$338–413$413–487$487+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Overlook

Map of 3047 OVERLOOK PLACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa26 min
Tampa Int’l Airport (TPA)26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

Overlook — neighborhood snapshot

Population

463

Median age

41

Median income

$51,210

Median home value

$310,200

Avg household

2

Households w/ children

48%

For the school run

Pinellas County School District

ElementaryFrontier Elementary School★★★★★
MiddleOak Grove Middle School★★★★★
HighPinellas Park High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

214 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 87% above the CLEARWATER 33760 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $324,900 $25K
May 6, 2026Listed at $349,900 · 78 days on market since
1991Built · OVERLOOK

Reality check

What actually sold near 3047 OVERLOOK PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1914 NORTHFORK CIRCLESold · Jul ’26

$257,500

1914 NORTHFORK CIRCLE · same community

3 bd · 2.5 ba · 1,450 sqft · $178/sqft · 15 DOM

3058 BRANCH DRIVESold · May ’26

$259,900

3058 BRANCH DRIVE · same community

3 bd · 2.5 ba · 1,450 sqft · $179/sqft · 223 DOM

3057 BRANCH DRIVESold · Jun ’26

$250,000

3057 BRANCH DRIVE · same community

3 bd · 2.5 ba · 1,450 sqft · $172/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3047 OVERLOOK PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3047 OVERLOOK PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3047 OVERLOOK PLACE FAQs

What would the monthly payment be for 3047 OVERLOOK PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,003/mo — principal and interest, the actual property-tax bill, the $695/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3047 OVERLOOK PLACE?+

The association fee works out to $695 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3047 OVERLOOK PLACE?+

The most recent tax bill on record (2025) was $1,103. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3047 OVERLOOK PLACE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $324,900, this home is listed about 18% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3047 OVERLOOK PLACE?+

Frontier Elementary School (elementary), Oak Grove Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$324,900 runs 87% above the CLEARWATER 33760 median — but at 1,450 sqft it's also 15% larger than the typical Clearwater listing.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Know the monthly fee

The association fee is $695/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04The price has already moved

Listed at $349,900, now $324,900 — a $25K cut. The full history is in the market section below.

Listing courtesy of SAVVY AVENUE, LLC · Moe Mossa. MLS #A4692386.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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