113 1ST STREET E UNIT 103, TIERRA VERDE, FL, 33715
Active151 days on marketListed Mar 4, 2026MLS #TB8483001
About this home
113 1ST STREET E UNIT 103
WATERFRONT - ANNUAL RENTAL or 3 MONTH MINIMUM - THIS PROPERTY IS AVAILABLE NOW! Newly renovated, fully furnished (by a professional decorator), waterfront condominium on the beautiful island of Tierra Verde!! It boasts 2 bedrooms and 2 baths with a single car garage and a bonus room downstairs. For boat lovers, a deep water boat slip is available for additional $250 rent. The community is guard-gated 24 hours a day and has 3 pools, 3 Jacuzzi's, tennis courts, clubhouse and fitness room. It is steps away from a paved trail that leads to Fort Desoto. It is also walking distance to restaurants and stores. The tenant is responsible for the monthly Duke energy bill. Cable, internet, water and trash are included.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,220
Sqft
8 ac
Lot size
1
Garage
1981
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tierra Verde actives
$3 vs $441
Days on market
151 vs 66 typical
Where $3/sqft sits among the 61 Tierra Verde actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tierra Verde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tierra Verde. See the full Tierra Verde guide →
TIERRA VERDE 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tierra Verde market
$628K → $1.1M
Tierra Verde median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
36 of 61
Tierra Verde actives have cut their price
Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →
Paper trail
This home's history
Reality check
What actually sold near 113 1ST STREET E UNIT 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$293,000
557 PINELLAS BAYWAY S UNIT 111
2 bd · 2 ba · 1,220 sqft · $240/sqft · 247 DOM
Sold · May ’26$430,000
557 PINELLAS BAYWAY S UNIT 303
2 bd · 2 ba · 1,240 sqft · $347/sqft · 215 DOM
Sold · Jul ’26$700,000
1060 PINELLAS BAYWAY S UNIT 204
2 bd · 2 ba · 1,250 sqft · $560/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 113 1ST STREET E UNIT 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 113 1ST STREET E UNIT 103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
113 1ST STREET E UNIT 103 FAQs
What would the monthly payment be for 113 1ST STREET E UNIT 103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 113 1ST STREET E UNIT 103?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tierra Verde?+
At $3,500, this home is listed about 100% below the Tierra Verde median of $830,000. The market section on this page shows how the area is trending.
Which schools are assigned to 113 1ST STREET E UNIT 103?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TIERRA VERDE 33715 market on paper
$3,500 is 99% below the TIERRA VERDE 33715 median of $267,500, and at $3/sqft it sits under the Tierra Verde average of $523.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
151 days on market against a Tierra Verde median of 66 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $4,000, now $3,500 — a $500 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 COASTAL ALLIANCE · Bob Gaskins. MLS #TB8483001.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tierra Verde homes, in your inbox
Like 113 1ST STREET E UNIT 103 but not quite? A daily digest of every new listing in Tierra Verde — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →