323 MADEIRA CIRCLE, TIERRA VERDE, FL, 33715
Active287 days on marketListed Oct 10, 2025MLS #TB8436679
About this home
323 MADEIRA CIRCLE
GREAT NEW RATE! Welcome to paradise at this unfurnished townhouse. UNIT AVAILABLE MARCH 1, 2026. This 3 bedroom, 3 bathroom unit is located on the water in the beautiful Tierra Verde community. It is conveniently located to shopping, dining, Fort Desoto and so much more. This property offers 3 bedrooms, 3 bathrooms, an open floor plan and 3 levels. The first level has tandem garage parking large enough for 2 cars and a parking pad in front of the unit. Thee is a nice patio that leads out to the water and docks. There is an assigned boat lift to the unit that is being used but could be available, at an additional fee. The second level has an updated kitchen with stainless appliance, newer cabinets and granite countertops. The floors are an amazing light wood on the main living area and carpet on the third level, where there are 2 bedroom and 2 full bathrooms. There is a a beautiful bedroom and full bath on the second level that has the light wood floors. This large townhouse is available March 1, for a full year. This unit is unfurnished and will not include any of the furnishings.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,505
Sqft
0 ac
Lot size
2
Garage
2001
Year built
Three Or More
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$187 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$187/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tierra Verde actives
$3 vs $441
Days on market
287 vs 66 typical
Where $3/sqft sits among the 62 Tierra Verde actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tierra Verde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tierra Verde. See the full Tierra Verde guide →
The numbers that matter
The Tierra Verde market
$628K → $1.1M
Tierra Verde median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
38 of 62
Tierra Verde actives have cut their price
Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the Tierra Verde median. See the full Tierra Verde market guide →
Paper trail
This home's history
Reality check
What actually sold near 323 MADEIRA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$582,000
745 PINELLAS BAYWAY S UNIT 302
2 bd · 2.5 ba · 1,475 sqft · $395/sqft · 192 DOM
Sold · Oct ’25$825,000
1375 PINELLAS BAYWAY S UNIT 40
2 bd · 2 ba · 1,555 sqft · $531/sqft · 0 DOM
Sold · Jul ’25$725,000
751 PINELLAS BAYWAY S UNIT 104
2 bd · 2.5 ba · 1,600 sqft · $453/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 323 MADEIRA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 323 MADEIRA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
323 MADEIRA CIRCLE FAQs
What would the monthly payment be for 323 MADEIRA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $187/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 323 MADEIRA CIRCLE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tierra Verde?+
At $3,795, this home is listed about 100% below the Tierra Verde median of $830,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Tierra Verde market on paper
$3,795 is 100% below the Tierra Verde median of $830,000, and at $3/sqft it sits under the Tierra Verde average of $523.
02Time on market is leverage
287 days on market against a Tierra Verde median of 66 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $3,900, now $3,795 — a $105 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DESTINATION FLORIDA RENTALS & REAL ESTATE · Tina Hay. MLS #TB8436679.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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