4000 GROVE STREET S, ST PETERSBURG, FL, 33705
Active163 days on marketListed Mar 5, 2026MLS #TB8482961
About this home
4000 GROVE STREET S
Short Sale. ***Cash buyers and Investors Short Sale Bank Approved Price last chance!!!*** Opportunity Knocks in Lakewood Terrace! Located in the desirable Lakewood Terrace neighborhood and just minutes from vibrant St. Petersburg downtown, this 3-bedroom, 2-bathroom short sale offers incredible potential for the savvy buyer ready to bring their vision to life. Filled with natural light, the spacious open-concept layout creates an inviting flow between the living and dining areas—ideal for entertaining or everyday living. The kitchen features a generous footprint, complete with two pantry cabinets flanking the refrigerator space, providing a solid foundation to design the culinary space you’ve always wanted. Just off the dining area, a versatile bonus room adds flexibility—perfect for a home office, art studio, playroom, or additional lounge space. The primary suite stands out with vaulted ceilings, a large walk-in closet, and a private en-suite bath featuring a walk-in shower. Two additional bedrooms are thoughtfully positioned on the opposite side of the home, offering privacy and comfort for family or guests. Step outside to a fully fenced backyard with a gated driveway, providing secure parking and plenty of room to create your ideal outdoor retreat. While this home does need repairs and updates, the possibilities are undeniable. Whether you’re an investor, renovator, or buyer looking to build equity, this fixer-upper is brimming with potential and ready to be transformed into something truly special—all within easy reach of parks, schools, shopping, and dining. Bring your creativity and unlock the value waiting here.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,705
Sqft
0.12 ac
Lot size
1951
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,825 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,825/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.5%
$/sqft vs St Petersburg actives
$205 vs $343
Days on market
163 vs 57 typical
Where $205/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Maggiore
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Lake Maggiore — neighborhood snapshot
Population
1,726
Median age
44
Median income
$72,913
Median home value
$186,714
Avg household
2
Households w/ children
142
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4000 GROVE STREET S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$440,000
423 PHILLIPS CREEK LANE · same community
3 bd · 2 ba · 1,714 sqft · $257/sqft · 10 DOM
Sold · May ’26$485,000
701 42ND AVENUE S · same community
3 bd · 2 ba · 1,774 sqft · $273/sqft · 157 DOM
Sold · May ’26$475,000
421 PHILLIPS CREEK LANE · same community
3 bd · 2 ba · 1,862 sqft · $255/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4000 GROVE STREET S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4000 GROVE STREET S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4000 GROVE STREET S FAQs
What would the monthly payment be for 4000 GROVE STREET S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,825/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4000 GROVE STREET S?+
The most recent tax bill on record (2025) was $5,397. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $350,000, this home is listed about 19% below the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 4000 GROVE STREET S?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY LLC · Andrew Duncan. MLS #TB8482961.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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