10684 W HALLS RIVER ROAD UNIT 2, HOMOSASSA, FL, 34448
Pending158 days on marketListed Mar 4, 2026MLS #TB8482256
About this home
10684 W HALLS RIVER ROAD UNIT 2
Immaculate River front Condo in Homosassa idealistically featuring two master bedrooms with en-suite baths, spacious open floor with kitchen, dining room, and living room. The condo is brand new on the inside, Kitchen showcases granite island and counters, all new stainless-steel appliances 2025, new wood grain LPV Flooring throughout the home, your backyard is the river compete with boat parking! HOA maintains the roof and water heater. The HVAC is 2023. A Dream Condo!! Come See Soon!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,264
Sqft
0.18 ac
Lot size
1963
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,951 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,951/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Homosassa actives
$182 vs $175
Days on market
158 vs 60 typical
Where $182/sqft sits among the 229 Homosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
110 of 229
Homosassa actives have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 10684 W HALLS RIVER ROAD UNIT 2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$295,000
11546 W CLUBVIEW DRIVE
2 bd · 2 ba · 1,254 sqft · $235/sqft · 174 DOM
Sold · Dec ’25$50,000
10840 W PALMETTO STREET
3 bd · 1 ba · 1,282 sqft · $39/sqft · 246 DOM
Sold · Oct ’25$135,000
10348 W TWIN RIVER LANE
2 bd · 1.5 ba · 1,228 sqft · $110/sqft · 112 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10684 W HALLS RIVER ROAD UNIT 2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10684 W HALLS RIVER ROAD UNIT 2 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10684 W HALLS RIVER ROAD UNIT 2 FAQs
What would the monthly payment be for 10684 W HALLS RIVER ROAD UNIT 2?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,951/mo — principal and interest, the actual property-tax bill, the $333/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10684 W HALLS RIVER ROAD UNIT 2?+
The association fee works out to $333 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10684 W HALLS RIVER ROAD UNIT 2?+
The most recent tax bill on record (2025) was $27. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10684 W HALLS RIVER ROAD UNIT 2?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $230,000, this home is listed about 34% below the Homosassa median of $348,325. The market section on this page shows how the area is trending.
Which schools are assigned to 10684 W HALLS RIVER ROAD UNIT 2?+
Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
158 days on market against a Homosassa median of 60 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $310,000, now $230,000 — a $80K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Michael Eddings. MLS #TB8482256.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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