David Ramirez
$435,0004 bd2 ba2,078 sqft$209 /sqft$3,344 /mo all-in ↓

16810 TAYLOW WAY, ODESSA, FL, 33556

Active116 days on marketListed Apr 9, 2026MLS #TB8482064

Priced 34% below the ODESSA 33556 medianSingle Family ResidenceIVY LAKE ESTATES

About this home

16810 TAYLOW WAY

Welcome to Ivy Lake Estates, one of the area’s most desirable gated communities, known for its tree-lined streets, parks, playgrounds, sports fields, and friendly neighborhood events. This beautifully maintained 4-bedroom, 2-bath home offers 2,078 sq. ft. of comfortable living space, a split floorplan, and a long list of valuable upgrades for peace of mind. A beautifully cared-for exterior and charming curb appeal set the tone as you step inside. The spacious great room welcomes you with vaulted ceilings and gleaming hard wood floors that flow throughout the main living areas. An elegant archway opens to the heart of the home—an inviting, open-concept kitchen, dinette, and family room perfect for everyday living and easy entertaining. The updated kitchen features rich wood cabinetry, striking granite countertops, newer stainless-steel appliances, and a large breakfast bar that seamlessly connects to the family room. The adjacent dinette offers a cozy spot for casual meals. The split-bedroom layout provides privacy for everyone. The guest wing includes two generously sized bedrooms and a beautifully updated full bath. A well-positioned fourth bedroom across from the primary suite provides flexible use as a nursery, home office, or private den. The bright and spacious primary suite feels like a retreat, complete with a massive walk-in closet and a spa-inspired ensuite bath featuring an oversized vanity, soaking tub, walk-in shower, and private water closet. Step outside to your private, screened-in outdoor living area, ideal for morning coffee, weekend cookouts, or simply unwinding. The expansive, fenced backyard offers ample room for play, pets, gardening, or even a future pool. This home has been exceptionally cared for with major upgrades, including a newer roof (2022), HVAC system with WiFi thermostat (2022) & annual professional maintenance, newer white vinyl fencing, updated irrigation system (2020), new gutters (2024), newer garage door and motor, full interior paint (2025), updated kitchen and bathroom cabinetry (2025), newer upgraded stainless steel appliances (refrigerator 2022, disposal 2023, microwave 2024), washer (2025), water softener (2022), and flawless hardwood flooring installed in 2025. Ivy Lake Estates offers no CDD, low HOA fees, and an unbeatable location, zoned for top-rated schools and just minutes from the Suncoast Parkway, the Suncoast Trail, nature preserves, grocery stores, shops, dining, and more. This home truly blends space, style, location, and lifestyle—welcome home.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,078

Sqft

0.14 ac

Lot size

2

Garage

2004

Year built

One

Levels

$209

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Ice Maker · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$121/mo
Taxes (2025)$3,719/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,344 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property tax — 2025 actual bill$310
HOA fee — from the listing$121
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,225
Interest rate6.00%
Loan term

Estimated payment

$3,344/mo

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property taxes (actual bill)$310
HOA / condo fee$121
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $435K
$416KedgeAI estimate $447,209 · range $433K$484K$504K

vs edgeAI estimate

−2.7%

$/sqft vs Odessa actives

$209 vs $269

Days on market

116 vs 38 typical

Where $209/sqft sits among the 201 Odessa actives

85 · this home
64
18
5
9
20
$187–258$258–330$330–401$401–473$473–544$544+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Odessa

Map of 16810 TAYLOW WAY

Drive times from this address

Tampa Int’l Airport (TPA)33 min
Downtown Tampa36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Odessa. See the full Odessa guide →

ODESSA 33556 — neighborhood snapshot

Population

34,045

Median age

40.9

Median income

$151,034

Median home value

$589,700

Avg household

2.93

Households w/ children

4,581

For the school run

Hillsborough County School District

HighSteinbrenner High School★★★★
MiddleMartinez Middle School★★★★★
ElementaryHammond Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Odessa market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$655K$682K

Odessa median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

114 of 201

Odessa actives have cut their price

Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 34% below the ODESSA 33556 median. See the full Odessa market guide →

Paper trail

This home's history

Apr 9, 2026Listed at $435,000 · 116 days on market since
2004Built · IVY LAKE ESTATES

Reality check

What actually sold near 16810 TAYLOW WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1001 TORREYA WAYSold · Jun ’26

$520,000

1001 TORREYA WAY · same community

4 bd · 2 ba · 2,066 sqft · $252/sqft · 10 DOM

16113 RAMBLING ROADSold · Nov ’25

$450,000

16113 RAMBLING ROAD · same community

4 bd · 3 ba · 2,185 sqft · $206/sqft · 174 DOM

16515 NIKKI LANESold · Jun ’26

$555,000

16515 NIKKI LANE · same community

4 bd · 3 ba · 2,394 sqft · $232/sqft · 84 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16810 TAYLOW WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16810 TAYLOW WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

16810 TAYLOW WAY FAQs

What would the monthly payment be for 16810 TAYLOW WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,344/mo — principal and interest, the actual property-tax bill, the $121/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16810 TAYLOW WAY?+

The association fee works out to $121 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16810 TAYLOW WAY?+

The most recent tax bill on record (2025) was $3,719. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16810 TAYLOW WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Odessa?+

At $435,000, this home is listed about 42% below the Odessa median of $749,950. The market section on this page shows how the area is trending.

Which schools are assigned to 16810 TAYLOW WAY?+

Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ODESSA 33556 market on paper

$435,000 is 34% below the ODESSA 33556 median of $664,000, and at $209/sqft it sits under the Odessa average of $351.

02Time on market is leverage

116 days on market against a Odessa median of 38 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FLORIDA DRIVEN REAL ESTATE · Sarah Strobel. MLS #TB8482064.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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