1032 JACOB WAY, ODESSA, FL, 33556
Active393 days on marketListed Jul 1, 2025MLS #TB8402239
About this home
1032 JACOB WAY
Welcome to this beautifully updated 4-bedroom, 2.5-bath home located in the desirable gated community of Ivy Lake Estates! Nestled on a quiet cul-de-sac, this spacious 2,355 sq ft single-family home has a NEW roof, an oversized 2-car garage, and offers a perfect blend of comfort, function, and modern design. The first level has a bright, open layout with tile floors throughout. The gourmet kitchen is a chef’s dream, featuring 42" soft-close cabinets with upper glass inlays and lighting, a gorgeous backsplash, quartz countertops, a farmhouse-style sink, island with eat-in space, pantry, and a separate wet bar with wine refrigerator—perfect for entertaining. The family room offers sliding glass doors leading out to a large, screened lanai that overlooks an oversized, fully fenced backyard. The private yard provides ample space for outdoor enjoyment or future pool. The formal dining room offers a great space for gatherings, while the additional formal living space can easily serve as a home office or den. The downstairs half bath has modern updates and a door leading to exterior. Modern touches continue with the wood and iron staircase leading to the second level with laminate wood flooring (NO CARPET) The spacious primary suite has dual walk-in closets, ensuite bathroom with double vanities and a luxurious step-in shower featuring floor to ceiling tile and rain head shower feature. Three additional generously sized bedrooms and a fully updated bathroom complete the upstairs space. Amenities of this beautiful community include playgrounds, basketball and volleyball court, and open park areas. Located with easy access to top rated schools, shopping, major roadways, and more. Schedule your private showing today—this one won’t last long!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,355
Sqft
0.23 ac
Lot size
2
Garage
2003
Year built
Two
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,063 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,063/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.9%
$/sqft vs Odessa actives
$221 vs $270
Days on market
393 vs 38 typical
Where $221/sqft sits among the 203 Odessa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Odessa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
ODESSA 33556 — neighborhood snapshot
Population
34,045
Median age
40.9
Median income
$151,034
Median home value
$589,700
Avg household
2.93
Households w/ children
4,581
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$655K → $682K
Odessa median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
115 of 203
Odessa actives have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 1032 JACOB WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$555,000
16515 NIKKI LANE · same community
4 bd · 3 ba · 2,394 sqft · $232/sqft · 84 DOM
Sold · Aug ’25$675,000
16108 IVY LAKE DRIVE · same community
4 bd · 3 ba · 2,524 sqft · $267/sqft · 4 DOM
Sold · Nov ’25$450,000
16113 RAMBLING ROAD · same community
4 bd · 3 ba · 2,185 sqft · $206/sqft · 174 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1032 JACOB WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1032 JACOB WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1032 JACOB WAY FAQs
What would the monthly payment be for 1032 JACOB WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,063/mo — principal and interest, the actual property-tax bill, the $116/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1032 JACOB WAY?+
The association fee works out to $116 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1032 JACOB WAY?+
The most recent tax bill on record (2024) was $5,953. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1032 JACOB WAY?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $520,000, this home is listed about 31% below the Odessa median of $749,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1032 JACOB WAY?+
Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ODESSA 33556 market on paper
$520,000 is 23% below the ODESSA 33556 median of $675,990, and at $221/sqft it sits under the Odessa average of $351.
02Time on market is leverage
393 days on market against a Odessa median of 38 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $549,000, now $520,000 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TAMPA BAY ELITE HOMES, LLC · Rachael Parianous. MLS #TB8402239.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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