David Ramirez
$279,900$325,0002 bd2 ba1,380 sqft$203 /sqft$2,552 /mo all-in ↓

11048 MOSHIE LANE, SAN ANTONIO, FL, 33576

Active152 days on marketListed Mar 6, 2026MLS #TB8481916

Priced 12% below the SAN ANTONIO 33576 medianReduced $45KSingle Family ResidenceTAMPA BAY GOLF AND TENNIS CLUB

About this home

11048 MOSHIE LANE

One or more photo(s) has been virtually staged. Welcome to resort-style living in the guard-gated 55+ community of Tampa Bay Golf & Country Club, where this beautifully maintained one-owner home offers STUNNING golf course views. This inviting 2-bedroom, 2-bath residence with a 2-car garage sits on a premium homesite overlooking the rolling greens of Hole #5 and a tranquil pond from guest bedroom, providing a picturesque setting you can enjoy every day. Step inside to discover a light and bright, open floor plan featuring cathedral ceilings, fresh interior paint, luxury vinyl plank flooring, and a ceramic tile foyer that welcomes you into the spacious living and dining areas. The updated kitchen shines with newer stainless steel appliances and elegant quartz countertops, perfect for both everyday living and entertaining. Architectural archways add charm throughout the home, while sliding glass doors lead to a screened lanai where you can relax and take in the peaceful golf course scenery. The spacious owner’s retreat also captures those beautiful views and includes a private ensuite bath with dual sinks, a soaking tub, separate shower, and a generous walk-in closet. A comfortable guest bedroom enjoys pond views, just off the guest bath, making it a perfect space for visiting family and friends. Outside, attractive concrete curbing, rock landscaping, and a lush lawn create wonderful curb appeal, while the screened front entry allows refreshing cross breezes through the home. Additional highlights include a new water heater in 2023, a convenient side door exit from the garage, and a washer and dryer that convey with the sale. This move-in ready home offers the perfect blend style, functionality, and the vibrant lifestyle that makes Tampa Bay Golf & Country Club so desirable. Deer Hollow village has the lowest fee and you have an option for lawncare choice...mow it yourself, hire your own lawncare service or for a nominal fee, the same lawncare service the other communities use can be hired. Enjoy the NUMEROUS amenities available in this active community: Tennis, Pickleball, corn hole, shuffleboard, billiards, fitness center, card rooms with poker tables, art and exercise classes, 2 swimming pools, library with computers, game rooms, onsite restaurant, pub/grille, banquet facilities with dance floor and stage, planned social activities, onsite entertainment AND travel excursions available. Located North of Tampa just one exit north of Wesley Chapel for easy commute to work, shopping, medical facilities, premium outlets, the Krate, Wiregrass Mall, Wesley Chapel restaurants, Tampa, Ocala, Orlando, Lakeland, Airports or the Famous Gulf Beaches! PREMIUM Location in a quiet gated communitym yet close to all the entertainment, theaters, dueling pianos, comedy club and Metro Lagoons! CALL TODAY to see why this IS the place to BE!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,380

Sqft

0.16 ac

Lot size

2

Garage

1997

Year built

One

Levels

$203

Per sqft

Golf Course view55+ communityPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course
FacesSoutheast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$269/mo
Taxes (2025)$4,216/yr
PetsNumber Limit, Yes
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Park · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,552 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property tax — 2025 actual bill$351
HOA fee — from the listing$269
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,797Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,797
Interest rate6.00%
Loan term

Estimated payment

$2,552/mo

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property taxes (actual bill)$351
HOA / condo fee$269
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $280K
$266KedgeAI estimate $289,061 · range $277K$294K$306K

vs edgeAI estimate

−3.2%

$/sqft vs TAMPA BAY GOLF AND TENNIS CLUB

$203 vs $206

Days on market

152 vs 66 typical

Where $203/sqft sits among the 6 homes for sale in TAMPA BAY GOLF AND TENNIS CLUB

1
0
1 · this home
2
1
1
$180–188$188–196$196–205$205–213$213–221$221+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside San Antonio

Map of 11048 MOSHIE LANE

Drive times from this address

Downtown Tampa35 min
Tampa Int’l Airport (TPA)46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know San Antonio. See the full San Antonio guide →

SAN ANTONIO 33576 — neighborhood snapshot

Population

6,415

Median age

61.1

Median income

$77,950

Median home value

$330,500

Avg household

2.21

Households w/ children

337

For the school run

Pasco County School District

ElementarySan Antonio Elementary School★★★★
HighPasco High School★★★★
MiddlePasco Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The San Antonio market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$360K$310K

San Antonio median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

4 of 6

TAMPA BAY GOLF AND TENNIS CLUB have cut their price

Median sold price, San Antonio, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the SAN ANTONIO 33576 median. See the full San Antonio market guide →

Paper trail

This home's history

CurrentPrice reduced to $279,900 $45K
Mar 6, 2026Listed at $325,000 · 152 days on market since
1997Built · TAMPA BAY GOLF AND TENNIS CLUB

Reality check

What actually sold near 11048 MOSHIE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10232 BUNCOMBE WAYSold · Oct ’25

$350,000

10232 BUNCOMBE WAY · same community

3 bd · 2 ba · 1,397 sqft · $251/sqft · 78 DOM

10736 HOCK LANESold · Mar ’26

$330,000

10736 HOCK LANE · same community

2 bd · 2 ba · 1,430 sqft · $231/sqft · 89 DOM

10436 CHATUGE DRIVESold · Dec ’25

$310,000

10436 CHATUGE DRIVE · same community

2 bd · 2 ba · 1,440 sqft · $215/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11048 MOSHIE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11048 MOSHIE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

11048 MOSHIE LANE FAQs

What would the monthly payment be for 11048 MOSHIE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,552/mo — principal and interest, the actual property-tax bill, the $269/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11048 MOSHIE LANE?+

The association fee works out to $269 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11048 MOSHIE LANE?+

The most recent tax bill on record (2025) was $4,216. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11048 MOSHIE LANE?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in San Antonio?+

At $279,900, this home is listed about 22% below the San Antonio median of $359,990. The market section on this page shows how the area is trending.

Which schools are assigned to 11048 MOSHIE LANE?+

San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the SAN ANTONIO 33576 market on paper

$279,900 is 12% below the SAN ANTONIO 33576 median of $319,495, and at $203/sqft it sits under the San Antonio average of $209.

02Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

152 days on market against a San Antonio median of 66 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $325,000, now $279,900 — a $45K cut. The full history is in the market section below.

Listing courtesy of REST EASY REALTY POWERED BY SELLSTATE · Gina Marie Holm. MLS #TB8481916.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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11048 MOSHIE LANE, SAN ANTONIO, FL — 2 Bed, 2 Bath — $279,900 | CENTURY 21 Edge