David Ramirez
$315,000$350,0002 bd2 ba1,599 sqft$197 /sqft$2,778 /mo all-in ↓

10230 OLD TAMPA BAY DRIVE, SAN ANTONIO, FL, 33576

Active608 days on marketListed Dec 13, 2024MLS #TB8321948

Reduced $35KSingle Family ResidenceTAMPA BAY GOLF AND TENNIS CLUB

About this home

10230 OLD TAMPA BAY DRIVE

Brand NEW ROOF April 2026! Back on the Market! Buyer Financing Fell Thru... MOVE-IN READY and METICULOUSLY MAINTAINED home in the highly sought after Tampa Bay Golf & Country Club! This home features NEW interior paint that makes it a blank slate for your decor and customization! High ceilings and a neutral palette greet you as you enter the leaded glass door from the screened front porch. Wood Laminate floors throughout with Ceramic Tile in the Foyer, laundry room and wet areas. Sliding doors, with retractable privacy screen, from Great room give access to your screened lanai. Formal Dining connects off of the kitchen creating the perfect space for hosting friends and family for a meal! Kitchen has warm cabinets, neutral counters and all Samsung stainless-steel appliances including a smooth top range and a Newer 2024 Samsung Refrigerator. The kitchen also features an eat-in space with a bay window complete with plantation shutters and a view of the landscaped backyard. Owners RETREAT with tray ceilings is at the rear of the home with bath Ensuite. Lots of closet space with 2 walk-in closets featuring custom cabinetry for built-in organization, dual sinks, soaking tub, shower and water closet. Secondary bedroom has large window which overlooks front lawn and Full bath located at the front of the home. DEN/Flex space adjacent to Secondary bed & bath can be used as a home office, fitness area or 3rd bedroom if a closet is added. Inside laundry room with front load LG washer and dryer plus room to add storage. This home is also equipped with a No-Salt Water Conditioning System. Additional spare tile and laminate flooring saved in the garage if needed in the future. Lovely oak tree shades the home from the afternoon sun. REST EASY and enjoy all the AMENITIES this Man Guard Gated Community has to offer! Tampa Bay’s premier active 55+ community features a variety of recreational options. Enjoy two Golf courses... the 18-hole Championship course and a 9-hole executive course with optional memberships. Amenities included in the HOA fee include two swimming pools, with the large resort-style pool featuring fountains and heated to 80 degrees. Engage in activities such as pickleball, tennis, bocce ball, shuffleboard, cornhole, and card games. The newly upgraded activity center includes a state-of-the-art fitness facility, billiards room, craft/hobby room, library with computers and a card room. The community has no CDD fees and offers affordable HOA dues that includes lawncare with annual mulching and sprinkler system maintenance, basic cable with 2 boxes and high-speed internet. Banquet facilities are available with a stage and dance floor for inhouse events, full service restaurant and bar/grill, onsite entertainment, bingo, dinner shows and Sunday Brunch! Located north of Tampa close to major highways for easy access to shopping, malls, medical facilities, airports and the Beaches! CALL TODAY!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,599

Sqft

0.11 ac

Lot size

2

Garage

2004

Year built

One

Levels

$197

Per sqft

Trees/Woods view55+ communityPets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorthwest
ParkingDriveway · Garage Door Opener
ExteriorLighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$269/mo
Taxes (2023)$4,266/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,778 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2023 actual bill$356
HOA fee — from the listing$269
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,025
Interest rate6.00%
Loan term

Estimated payment

$2,778/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$356
HOA / condo fee$269
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $315K
$281KedgeAI estimate $302,460 · range $293K$327K$340K

vs edgeAI estimate

+4.1%

$/sqft vs TAMPA BAY GOLF AND TENNIS CLUB

$197 vs $206

Days on market

608 vs 81 typical

Where $197/sqft sits among the 6 homes for sale in TAMPA BAY GOLF AND TENNIS CLUB

1
0
1 · this home
2
1
1
$180–188$188–196$196–205$205–213$213–221$221+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside San Antonio

Map of 10230 OLD TAMPA BAY DRIVE

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know San Antonio. See the full San Antonio guide →

SAN ANTONIO 33576 — neighborhood snapshot

Population

6,415

Median age

61.1

Median income

$77,950

Median home value

$330,500

Avg household

2.21

Households w/ children

337

For the school run

Pasco County School District

ElementarySan Antonio Elementary School★★★★
HighPasco High School★★★★
MiddlePasco Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The San Antonio market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$360K$290K

San Antonio median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

4 of 6

TAMPA BAY GOLF AND TENNIS CLUB have cut their price

Median sold price, San Antonio, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the SAN ANTONIO 33576 median. See the full San Antonio market guide →

Paper trail

This home's history

CurrentPrice reduced to $315,000 $35K
Dec 13, 2024Listed at $350,000 · 608 days on market since
2004Built · TAMPA BAY GOLF AND TENNIS CLUB

Reality check

What actually sold near 10230 OLD TAMPA BAY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10836 COLLAR DRIVESold · Nov ’25

$350,000

10836 COLLAR DRIVE · same community

2 bd · 2 ba · 1,600 sqft · $219/sqft · 15 DOM

10131 OLD TAMPA BAY DRIVESold · Feb ’26

$345,000

10131 OLD TAMPA BAY DRIVE · same community

2 bd · 2 ba · 1,554 sqft · $222/sqft · 28 DOM

10242 CHATUGE DRIVESold · Feb ’26

$330,000

10242 CHATUGE DRIVE · same community

2 bd · 2 ba · 1,538 sqft · $215/sqft · 64 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10230 OLD TAMPA BAY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10230 OLD TAMPA BAY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

10230 OLD TAMPA BAY DRIVE FAQs

What would the monthly payment be for 10230 OLD TAMPA BAY DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,778/mo — principal and interest, the actual property-tax bill, the $269/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10230 OLD TAMPA BAY DRIVE?+

The association fee works out to $269 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10230 OLD TAMPA BAY DRIVE?+

The most recent tax bill on record (2023) was $4,266. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10230 OLD TAMPA BAY DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in San Antonio?+

At $315,000, this home is listed about 13% below the San Antonio median of $361,495. The market section on this page shows how the area is trending.

Which schools are assigned to 10230 OLD TAMPA BAY DRIVE?+

San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

02Time on market is leverage

608 days on market against a San Antonio median of 81 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $350,000, now $315,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of REST EASY REALTY POWERED BY SELLSTATE · Gina Marie Holm. MLS #TB8321948.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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