12148 WHITE CYPRESS PLACE, RIVERVIEW, FL, 33569
Active99 days on marketListed Apr 16, 2026MLS #TB8481077
About this home
12148 WHITE CYPRESS PLACE
Welcome home to this spacious 4 bedroom, 2.5 bathroom residence offering over 2,300 square feet of comfortable living in the desirable Ridgewood community of Riverview. This well-maintained home features an open layout designed for both everyday living and entertaining, complete with a kitchen island that serves as the heart of the home. The first floor showcases durable tile flooring throughout, adding both style and easy maintenance. Thoughtful upgrades include a water softener system, sprinkler system to keep your lawn lush year-round, and hurricane shutters for added protection and peace of mind. Upstairs, you’ll find generously sized bedrooms providing flexibility for family, guests, or a home office. Step outside to a fully fenced backyard, offering privacy and plenty of space for pets, play, or relaxing evenings outdoors. Residents of Ridgewood enjoy access to great community amenities, including a pool and playground, all while being conveniently located near shopping, dining, and major roadways. This home truly offers the perfect blend of space, comfort, and convenience.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,328
Sqft
0.1 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,222 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,222/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7%
$/sqft vs RIDGEWOOD
$163 vs $208
Days on market
99 vs 33 typical
Where $163/sqft sits among the 14 homes for sale in RIDGEWOOD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Riverview. See the full Riverview guide →
RIVERVIEW 33569 — neighborhood snapshot
Population
26,613
Median age
39.7
Median income
$97,500
Median home value
$330,700
Avg household
2.7
Households w/ children
3,400
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$397K → $369K
Riverview median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
6 of 14
RIDGEWOOD have cut their price
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 12148 WHITE CYPRESS PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$410,000
11906 DOWNY BIRCH DRIVE · same community
4 bd · 2.5 ba · 2,328 sqft · $176/sqft · 27 DOM
Sold · Oct ’25$563,000
2220 PALM TERRACE · same community
3 bd · 2 ba · 2,243 sqft · $251/sqft · 170 DOM
Sold · Jun ’26$435,000
2814 NW 13TH COURT · same community
3 bd · 2 ba · 2,172 sqft · $200/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12148 WHITE CYPRESS PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12148 WHITE CYPRESS PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12148 WHITE CYPRESS PLACE FAQs
What would the monthly payment be for 12148 WHITE CYPRESS PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,222/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12148 WHITE CYPRESS PLACE?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12148 WHITE CYPRESS PLACE?+
The most recent tax bill on record (2024) was $7,681. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12148 WHITE CYPRESS PLACE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $379,900, this home is listed about 2% below the Riverview median of $389,250. The market section on this page shows how the area is trending.
Which schools are assigned to 12148 WHITE CYPRESS PLACE?+
Cimino Elementary School (elementary), Bloomingdale High School (high), Burns Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
99 days on market against a Riverview median of 33 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Cimino Elementary School, Bloomingdale High School, Burns Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Cimino Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $389,900, now $379,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Peyton Stanton. MLS #TB8481077.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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