David Ramirez
$399,0004 bd2.5 ba2,328 sqft$171 /sqft$3,350 /mo all-in ↓

12172 LILY MAGNOLIA LANE, RIVERVIEW, FL, 33569

Active166 days on marketListed Feb 20, 2026MLS #TB8478568

Single Family ResidenceRIDGEWOOD

About this home

12172 LILY MAGNOLIA LANE

Like new Smart Home located in The Ridgewood Sundivision. The home is DR Horton's Elston two-story floorplan built in 2022 which has a spacious open floorplan downstairs with tile flooring throughout. As you enter through the upgraded beautiful front door, you’ll be impressed by the large kitchen that features tons of counter space, two pantries, an island, granite countertops, stainless steel appliances and upgraded pendant lighting and chandelier. Perfect for entertaining, the kitchen, living and dining room offers plenty of space for everyone to enjoy a meal or watching your favorite game. Upstairs you have a loft space for your home office, playroom, or bonus space, the possibilities are endless! The owner's suite is oversized and has a very large walk-in closet with natural light and a luxurious built-in closet system. The owner's en-suite bath includes double sinks and a walk-in shower. The remaining 3 bedrooms also enjoy their own bathroom with double sinks and a shower-tub combo just across from the laundry room. The smart home features include security camera, sensor with glass-break detection, video doorbell, smart thermostat, garage door opener, and keyless entry front door lock, and all light switches are ready to add additional smart controls if you'd like. You will have peace of mind for years to come with this like new home. The Ridgewood community also includes a community pool and playground for your enjoyment and is conveniently located, with quick access to shopping, dining, and I-75.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,328

Sqft

0.11 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$171

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorHurricane Shutters · Irrigation System

Community & fees

HOA fee$17/mo
Taxes (2024)$7,771/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,350 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2024 actual bill$648
HOA fee — from the listing$17
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$3,350/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$648
HOA / condo fee$17
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$360KedgeAI estimate $415,928 · range $375K$439K$457K

vs edgeAI estimate

−4.1%

$/sqft vs RIDGEWOOD

$171 vs $216

Days on market

166 vs 41 typical

Where $171/sqft sits among the 15 homes for sale in RIDGEWOOD

12 · this home
2
0
0
0
1
$148–259$259–370$370–481$481–591$591–702$702+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riverview

Map of 12172 LILY MAGNOLIA LANE

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Riverview. See the full Riverview guide →

RIVERVIEW 33569 — neighborhood snapshot

Population

26,613

Median age

39.7

Median income

$97,500

Median home value

$330,700

Avg household

2.7

Households w/ children

3,400

For the school run

Hillsborough County School District

ElementaryCimino Elementary School★★★★
HighBloomingdale High School★★★★
MiddleBurns Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riverview market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$394K$370K

Riverview median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

8 of 15

RIDGEWOOD have cut their price

Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% above the RIVERVIEW 33569 median. See the full Riverview market guide →

Paper trail

This home's history

Feb 20, 2026Listed at $399,000 · 166 days on market since
2022Built · RIDGEWOOD

Reality check

What actually sold near 12172 LILY MAGNOLIA LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11906 DOWNY BIRCH DRIVESold · Apr ’26

$410,000

11906 DOWNY BIRCH DRIVE · same community

4 bd · 2.5 ba · 2,328 sqft · $176/sqft · 27 DOM

2220 PALM TERRACESold · Oct ’25

$563,000

2220 PALM TERRACE · same community

3 bd · 2 ba · 2,243 sqft · $251/sqft · 170 DOM

2814 NW 13TH COURTSold · Jun ’26

$435,000

2814 NW 13TH COURT · same community

3 bd · 2 ba · 2,172 sqft · $200/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12172 LILY MAGNOLIA LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12172 LILY MAGNOLIA LANE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

12172 LILY MAGNOLIA LANE FAQs

What would the monthly payment be for 12172 LILY MAGNOLIA LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,350/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12172 LILY MAGNOLIA LANE?+

The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12172 LILY MAGNOLIA LANE?+

The most recent tax bill on record (2024) was $7,771. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12172 LILY MAGNOLIA LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riverview?+

At $399,000, this home is listed about 4% above the Riverview median of $385,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12172 LILY MAGNOLIA LANE?+

Cimino Elementary School (elementary), Bloomingdale High School (high), Burns Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 EXECUTIVE TEAM · Stephanie Birdsong. MLS #TB8478568.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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