
1410 NW 28TH STREET, GAINESVILLE, FL, 32605
Active115 days on marketListed Apr 14, 2026MLS #GC539428
About this home
1410 NW 28TH STREET
Price improved to $349,000! This is the kind of opportunity that simply doesn't come around twice. This custom-built brick home at 1410 NW 28th Street has had just one owner since it was built in 1967 and has never before been offered for sale. Set on approximately one-third of an acre with no HOA, it offers timeless character, solid construction, and a location that is genuinely hard to beat. With approximately 1,920 heated and cooled square feet and around 2,500 total square feet, the layout is both spacious and flexible - a separate breakfast room, generous garage, and multiple living areas give buyers room for everyday living, entertaining, hobbies, or working from home. The interior has been refreshed with brand-new upgraded carpet in the bedrooms, professionally installed luxury vinyl plank flooring in the front living room and dining room, and fresh paint throughout. These were quality material selections, not builder-grade basics, and the result is a home that feels clean, elevated, and move-in ready. Major updates have already been handled: a brand-NEW 2026 roof with transferable warranty, a brand-NEW gas water heater, and a recent four-point inspection available for buyer review - so the big-ticket items are done and documented. What makes this property especially compelling is the combination of lot, location, and freedom. NO HOA, close proximity to the University of Florida, and short-term rental eligibility add up to real flexibility - whether you're buying as a primary residence, a second home, or an investment-minded purchase. On game days, you can practically feel the energy of Florida Field from here. The kitchen and bathrooms are functional, well-kept, and carry a charming retro character that some buyers will love as-is and others may choose to update over time. The driveway is notably steep, and buyers should plan a visit with that in mind. But at $349,000, this home has been priced with honest transparency: what you get is a well-built, well-maintained, move-in-ready home with genuine history, generous space, and a setting that is becoming increasingly rare in Gainesville - with room left for a new owner to personalize at their own pace. This is not a cookie-cutter house. It is a home with substance, story, and real potential in one of the city's most convenient locations.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,920
Sqft
0.35 ac
Lot size
2
Garage
1967
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,615 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,615/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.5%
$/sqft vs RIDGEWOOD
$182 vs $216
Days on market
115 vs 44 typical
Where $182/sqft sits among the 14 homes for sale in RIDGEWOOD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ridgewood
Get to know Gainesville. See the full Gainesville guide →
Ridgewood — neighborhood snapshot
Population
402
Median age
27
Median income
$110,617
Median home value
$286,700
Avg household
3
Households w/ children
30%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $340K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
6 of 14
RIDGEWOOD have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the GAINESVILLE 32605 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 1410 NW 28TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$655,000
2320 JAMES LANE · same community
4 bd · 2 ba · 1,860 sqft · $352/sqft · 6 DOM
Sold · Sep ’25$457,500
11861 DOWNY BIRCH DRIVE · same community
4 bd · 2 ba · 1,846 sqft · $248/sqft · 44 DOM
Sold · Mar ’26$379,000
11951 DOWNY BIRCH DRIVE · same community
4 bd · 2 ba · 1,846 sqft · $205/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1410 NW 28TH STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1410 NW 28TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1410 NW 28TH STREET FAQs
What would the monthly payment be for 1410 NW 28TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,615/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1410 NW 28TH STREET?+
The most recent tax bill on record (2025) was $2,956. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1410 NW 28TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $349,000, this home is listed about 18% above the Gainesville median of $295,250. The market section on this page shows how the area is trending.
Which schools are assigned to 1410 NW 28TH STREET?+
Littlewood Elementary School (elementary), Westwood Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$349,000 runs 34% above the GAINESVILLE 32605 median — but at 1,920 sqft it's also 33% larger than the typical Gainesville listing.
02Time on market is leverage
115 days on market against a Gainesville median of 44 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $399,900, now $349,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RABELL REALTY GROUP LLC · Skye Maze. MLS #GC539428.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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