6512 SENEGAL PALM WAY, APOLLO BEACH, FL, 33572
Active148 days on marketListed Mar 5, 2026MLS #TB8480679
About this home
6512 SENEGAL PALM WAY
One or more photo(s) has been virtually staged. Welcome to your dream waterfront home! This beautifully updated 3-bedroom, 2-bath residence is perfectly situated on a serene canal, offering tranquil water views and direct access for boating or kayaking enthusiasts. Step inside to discover a spacious open-concept living area with modern finishes throughout, including a gourmet kitchen with stainless steel appliances, custom cabinetry, and quartz countertops. Relax and entertain in your private backyard oasis, featuring a sparkling pool, expansive patio, and beach-inspired landscaping—ideal for gatherings or peaceful evenings outdoors. The primary suite boasts a luxurious en-suite bath and generous closet space, while two additional bedrooms and a large, enclosed Florida room provide flexibility for family, guests, or even a home office. Everything in this home is new. Trouble-free home for many years to come. You will not be disappointed. Enjoy the best of indoor-outdoor living. Don’t miss this rare opportunity to acquire a fully updated canal-front property with everything you need for the ultimate Florida lifestyle! Home is 1480 sqft, but the Florida room is another 360sqft. This home is also available For Rent: TB8523058
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,480
Sqft
0.22 ac
Lot size
2
Garage
1979
Year built
One
Levels
$427
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,218 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,218/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.2%
$/sqft vs Apollo Beach actives
$427 vs $227
Days on market
148 vs 56 typical
Where $427/sqft sits among the 390 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
228 of 390
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 6512 SENEGAL PALM WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$667,500
6508 SENEGAL PALM WAY · same community
3 bd · 2 ba · 1,474 sqft · $453/sqft · 3 DOM
Sold · Apr ’26$675,000
6518 SENEGAL PALM WAY · same community
3 bd · 2 ba · 1,564 sqft · $432/sqft · 11 DOM
Sold · Jan ’26$378,000
6515 KING PALM WAY · same community
3 bd · 2 ba · 1,611 sqft · $235/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6512 SENEGAL PALM WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6512 SENEGAL PALM WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6512 SENEGAL PALM WAY FAQs
What would the monthly payment be for 6512 SENEGAL PALM WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,218/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6512 SENEGAL PALM WAY?+
The most recent tax bill on record (2024) was $4,897. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Apollo Beach?+
At $632,500, this home is listed about 29% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6512 SENEGAL PALM WAY?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$632,500 runs 45% above the APOLLO BEACH 33572 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
148 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $675,000, now $632,500 — a $43K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LAS PALMAS REALTY, LLC · Jennifer Lorenzo. MLS #TB8480679.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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