6512 MANILA PALM WAY, APOLLO BEACH, FL, 33572
Active164 days on marketListed Feb 19, 2026MLS #TB8476816
About this home
6512 MANILA PALM WAY
One or more photo(s) has been virtually staged. TURNKEY WATERFRONT LIVING WITH PRIVATE DOCK | NO HOA | NO CDD | NO FLOODING FROM RECENT HURRICANES Live the Florida boating lifestyle you’ve been dreaming of in this beautifully updated 3-bedroom, 2-bath waterfront home tucked away at the end of a quiet saltwater canal street with direct access to open waters of Tampa Bay. Bring all your toys—boats, RVs, trailers, kayaks, and more—thanks to the oversized circular driveway with extended side parking. The newly installed floating dock with Trex composite decking is ready for your boat and an additional jet ski, making sunset cruises and waterfront dining just minutes away. Freshly repainted home offers charming curb appeal with inviting front porch archways. Inside, you’ll find a desirable open-concept layout connecting the living, dining, and kitchen areas—perfect for entertaining. The living room features a built-in bar, while new tile flooring throughout creates a bright, cohesive feel. Enjoy tranquil water views from nearly every room. The updated kitchen showcases granite countertops and backsplash, stainless steel appliances, recessed lighting, and an expansive sliding window overlooking the screened lanai and lush backyard oasis. Step outside to enjoy your private retreat complete with mango, jackfruit, apple, longan, and coconut trees. The spacious primary suite offers direct lanai access, a large walk-in closet, and an updated ensuite bath with granite vanity and glass walk-in shower. Secondary bedrooms are privately situated on the opposite side of the home and share a fully renovated bath with convenient backyard access—ideal for future pool plans. Major updates provide peace of mind, including NEW A/C (2023), NEW water heater (2023), and a tile roof (2016). Located in the highly desirable boating community of Apollo Beach, residents enjoy easy access to the Manatee Viewing Center, waterfront parks, nature preserves, local beaches, and popular waterfront dining—plus convenient access to major roadways for commuting throughout the Tampa Bay area. This is more than a home—it’s a lifestyle. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,692
Sqft
0.23 ac
Lot size
2
Garage
1985
Year built
One
Levels
$324
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,906 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,906/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.1%
$/sqft vs Apollo Beach actives
$324 vs $227
Days on market
164 vs 56 typical
Where $324/sqft sits among the 383 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
220 of 383
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 6512 MANILA PALM WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$600,000
6508 SOLITAIRE PALM WAY · same community
3 bd · 2 ba · 1,680 sqft · $357/sqft · 74 DOM
Sold · Nov ’25$695,000
6530 SENEGAL PALM WAY · same community
3 bd · 2 ba · 1,728 sqft · $402/sqft · 10 DOM
Sold · Jan ’26$378,000
6515 KING PALM WAY · same community
3 bd · 2 ba · 1,611 sqft · $235/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6512 MANILA PALM WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6512 MANILA PALM WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6512 MANILA PALM WAY FAQs
What would the monthly payment be for 6512 MANILA PALM WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,906/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6512 MANILA PALM WAY?+
The most recent tax bill on record (2024) was $3,252. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Apollo Beach?+
At $549,000, this home is listed about 12% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6512 MANILA PALM WAY?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$549,000 runs 25% above the APOLLO BEACH 33572 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
164 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $555,000, now $549,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CARRILLO REALTY PA · Anthony Carrillo. MLS #TB8476816.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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