2029 SPANISH PINES DRIVE, DUNEDIN, FL, 34698
Active157 days on marketListed Feb 26, 2026MLS #TB8480499
About this home
2029 SPANISH PINES DRIVE
Welcome to your beautifully updated private oasis in the heart of Dunedin! Located on a spacious ¼-acre corner lot in the highly desirable Spanish Pines neighborhood, this move-in ready 4-bedroom, 2-bath pool home blends comfort, style, and true Florida living. An oversized paved driveway, fresh exterior paint, and lush landscaping create strong curb appeal. Inside, you’ll find an open, light-filled layout with luxury vinyl plank flooring and fresh interior paint throughout. The updated chef’s kitchen features custom wood cabinetry, Calacatta quartz countertops, new stainless steel appliances, ceramic tile backsplash, and a convenient coffee/dry bar—perfect for everyday living and entertaining. The spacious owner’s suite overlooks the pool and offers a spa-like en suite with floor-to-ceiling tile, frameless glass, dual quartz vanities, LED mirror, walk-in shower, and soaking tub. Three additional bedrooms are thoughtfully separated and share a fully renovated bath with double vanity and walk-in tiled shower. The second bathroom also provides direct pool access for seamless indoor-outdoor living. Step outside to your private backyard retreat featuring a screened pool, covered lanai, generous yard space, and a large storage shed. An oversized two-car garage and dedicated indoor laundry room add everyday convenience. Major updates: Roof (2017), impact windows (2019), HVAC (2019), water heater (2023), plus numerous permitted upgrades completed in 2025 (see photos for full list). Ideally located minutes from Downtown Dunedin, Honeymoon Island, Pinellas Trail, top-rated schools, breweries, dining, golf, and major highways. Situated in a non-flood zone with 60+ feet of elevation and a low $100/year HOA. Don’t miss this Spanish Pines gem—schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,924
Sqft
0.25 ac
Lot size
2
Garage
1978
Year built
One
Levels
$374
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,171 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,171/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.5%
$/sqft vs Dunedin actives
$374 vs $298
Days on market
157 vs 51 typical
Where $374/sqft sits among the 262 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
155 of 262
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 140% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 2029 SPANISH PINES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$850,000
2021 SPANISH PINES DRIVE · same community
3 bd · 2 ba · 2,092 sqft · $406/sqft · 4 DOM
Sold · Aug ’25$775,000
1326 MOSS DRIVE · same community
5 bd · 3 ba · 2,795 sqft · $277/sqft · 54 DOM
Sold · Aug ’25$645,000
1327 OVERCASH DRIVE
3 bd · 2 ba · 1,958 sqft · $329/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2029 SPANISH PINES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2029 SPANISH PINES DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2029 SPANISH PINES DRIVE FAQs
What would the monthly payment be for 2029 SPANISH PINES DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,171/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2029 SPANISH PINES DRIVE?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2029 SPANISH PINES DRIVE?+
The most recent tax bill on record (2025) was $10,240. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2029 SPANISH PINES DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $719,000, this home is listed about 80% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2029 SPANISH PINES DRIVE?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$719,000 runs 140% above the DUNEDIN 34698 median — but at 1,924 sqft it's also 63% larger than the typical Dunedin listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
157 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $759,000, now $719,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL ESTATE FIRM OF FLORIDA, LLC · Craig Coghlan. MLS #TB8480499.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Dunedin homes, in your inbox
Like 2029 SPANISH PINES DRIVE but not quite? A daily digest of every new listing in Dunedin — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →