David Ramirez
$700,000$1,495,000$5,644 /mo all-in ↓

308 PRESIDENT STREET, DUNEDIN, FL, 34698

Active132 days on marketListed Mar 25, 2026MLS #TB8490473

Reduced $795KSIMPSON & WIFES ADD

About this home

308 PRESIDENT STREET

One or more photo(s) has been virtually staged. A rare opportunity at the heart of Old Town Dunedin. This vacant lot includes 308 & 310 President St. and is one the most strategically positioned parcels in Pinellas County. Zoned MF 7.5, this parcel supports up to two separate dwelling units - single family, duplex, multifamily, townhomes, cottages, condos, live in work units and more.. This property is almost purpose built for a generational family compound. Recently cleared of invasive trees and brush, there are several grand southern oaks no landscaper can manufacture. Drive by and take a look at the great location and call for a more information. Owner is also selling seperatey the adjacent property with a house at 300 President St. MLS#TB8489371.

Facts & features

The home at a glance

0.33 ac

Lot size

Pets allowed

Inside

Outside & construction

FacesSouth

Community & fees

Taxes (2025)$17,329/yr
PetsYes

Utilities & systems

UtilitiesPublic · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,644 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,777
PMI (est., until 20% equity)$263
Property tax — 2025 actual bill$1,444
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $70,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $70,000
Interest rate6.00%
Loan term

Estimated payment

$5,644/mo

Principal & interest$3,777
PMI (est., until 20% equity)$263
Property taxes (actual bill)$1,444
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Dunedin

Map of 308 PRESIDENT STREET

Drive times from this address

Tampa Int’l Airport (TPA)34 min
Downtown Tampa37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dunedin. See the full Dunedin guide →

DUNEDIN 34698 — neighborhood snapshot

Population

37,817

Median age

58.1

Median income

$67,323

Median home value

$335,800

Avg household

2.04

Households w/ children

2,412

For the school run

Pinellas County School District

MiddleDunedin Highland Middle School★★★★
ElementaryDunedin Elementary School★★★★
HighDunedin High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunedin market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$455K$463K

Dunedin median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 133% above the DUNEDIN 34698 median. See the full Dunedin market guide →

Paper trail

This home's history

CurrentPrice reduced to $700,000 $795K
Mar 25, 2026Listed at $1,495,000 · 132 days on market since

Reality check

What actually sold near 308 PRESIDENT STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

618 BROADWAY UNIT BSold · Mar ’26

$345,000

618 BROADWAY UNIT B · same community

2 bd · 1.5 ba · 1,074 sqft · $321/sqft · 7 DOM

1876 SYLVAN DRIVESold · Jan ’26

$255,000

1876 SYLVAN DRIVE

2 bd · 1 ba · 660 sqft · $386/sqft · 23 DOM

1918 MACOMBER AVENUESold · Jun ’26

$249,900

1918 MACOMBER AVENUE

2 bd · 1 ba · 676 sqft · $370/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 308 PRESIDENT STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 308 PRESIDENT STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

308 PRESIDENT STREET FAQs

What would the monthly payment be for 308 PRESIDENT STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,644/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 308 PRESIDENT STREET?+

The most recent tax bill on record (2025) was $17,329. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 308 PRESIDENT STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunedin?+

At $700,000, this home is listed about 76% above the Dunedin median of $398,000. The market section on this page shows how the area is trending.

Which schools are assigned to 308 PRESIDENT STREET?+

Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$700,000 runs 133% above the DUNEDIN 34698 median.

02Time on market is leverage

132 days on market against a Dunedin median of 45 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,495,000, now $700,000 — a $795K cut. The full history is in the market section below.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Doug Pierson. MLS #TB8490473.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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