7107 COLONIAL LAKE DR, RIVERVIEW, FL, 33578
Active135 days on marketListed Mar 10, 2026MLS #TB8480288
About this home
7107 COLONIAL LAKE DR
Welcome home to this beautifully updated 3-bedroom, 3-bathroom residence located in the highly desirable Lake St. Charles community. Lake St. Charles is a planned community built around a scenic lake and offers incredible amenities including a fishing pier, resort-style pool with lap lanes and hot tub, community center, exercise trails, a fenced dog park, and full-sized sports facilities such as basketball and tennis courts, a baseball field, sand volleyball, and a soccer field. This home has been meticulously maintained and thoughtfully updated with engineered hardwood flooring installed in 2022 and fresh interior paint completed in 2025. Other updates include a new roof (2021), A/C unit (2021), exterior paint (2017), hot water heater (2019), granite countertops in the two guest bathrooms (2019), French drains (2019), lanai enclosure (2017), and a storage shed (2019). As you enter through the front door, you’re welcomed by a spacious formal living room filled with natural highlighting the beautiful hardwood floors. The large open kitchen is perfect for entertaining and features abundant cabinetry, stainless steel appliances, a convenient wet bar, and a center island. It overlooks the formal dining room and the great room, creating a seamless flow throughout the main living space. The great room offers direct access to the large screened-in patio through sliding glass doors—making indoor-outdoor living a breeze. The primary suite offers a walk-in closet, plenty of natural light, and an en-suite bathroom with dual sinks. Each of the two additional bedrooms has its own private bathroom, making them ideal for guests or multi-generational living. The fully fenced yard provides privacy and space for pets, with mature landscaping adding a peaceful ambiance. The expansive screened-in patio is the perfect place to relax or entertain guests year-round. Conveniently located between Highway 301 and I-75, this home is just minutes from shopping, restaurants like Tiki Docks Bar & Grill, local nature preserves, and only 20 minutes from downtown Tampa. Don’t miss the opportunity to make this move-in-ready gem your own!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,130
Sqft
0.16 ac
Lot size
2
Garage
2003
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,306 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,306/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.9%
$/sqft vs Riverview actives
$187 vs $185
Days on market
135 vs 33 typical
Where $187/sqft sits among the 400 Riverview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake St. Charles
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Riverview. See the full Riverview guide →
Lake St. Charles — neighborhood snapshot
Population
2,071
Median age
47
Median income
$81,197
Median home value
$338,270
Avg household
2
Households w/ children
306
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$397K → $369K
Riverview median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
202 of 400
Riverview actives have cut their price
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the RIVERVIEW 33578 median. See the full Riverview market guide →
Paper trail
This home's history
Reality check
What actually sold near 7107 COLONIAL LAKE DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$479,000
6607 GATES POINTE WAY · same community
3 bd · 2.5 ba · 2,381 sqft · $201/sqft · 153 DOM
Sold · Nov ’25$355,000
7136 COLONY POINTE DRIVE · same community
3 bd · 2 ba · 1,796 sqft · $198/sqft · 200 DOM
Sold · Nov ’25$371,000
10961 QUICKWATER COURT
4 bd · 3 ba · 2,121 sqft · $175/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7107 COLONIAL LAKE DR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7107 COLONIAL LAKE DR — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7107 COLONIAL LAKE DR FAQs
What would the monthly payment be for 7107 COLONIAL LAKE DR?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,306/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7107 COLONIAL LAKE DR?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7107 COLONIAL LAKE DR?+
The most recent tax bill on record (2025) was $7,446. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7107 COLONIAL LAKE DR?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $397,500, this home is listed about 2% above the Riverview median of $389,250. The market section on this page shows how the area is trending.
Which schools are assigned to 7107 COLONIAL LAKE DR?+
Spoto High School (high), Riverview Elementary School (elementary), Giunta Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$397,500 runs 33% above the RIVERVIEW 33578 median.
02Time on market is leverage
135 days on market against a Riverview median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $439,000, now $397,500 — a $42K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Brenda Wade. MLS #TB8480288.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Riverview homes, in your inbox
Like 7107 COLONIAL LAKE DR but not quite? A daily digest of every new listing in Riverview — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →