9428 CAT TRACK TRAIL, LAKE WALES, FL, 33898
Active160 days on marketListed Feb 28, 2026MLS #TB8479338
About this home
9428 CAT TRACK TRAIL
9428 Cat Track Trail is located on a unique inlet of Lake Walk-in-Water in Central Florida. Walk-in-Water Lake is the largest lake in Polk County and has long been recognized as the premier bass fishing lake in Central Florida. The Unique inlet shields the dock from typical winds prominent in Florida most of the year. Great fishing and boating activities abound on this lake. This property has the largest dock under roof on the lake. Featuring a 37 ft. x 53 ft. or 1,950 sq. ft. dock under roof and an 8 ft. x 21 ft. fishing pier. The dock has water and electricity plus a 250 gallon live shiner holding tank, two large boat slips with electric boat lifts, partial kitchen with granite top island including sink. This house is a split level with two large family/game rooms, 4 full baths and easily sleeps 12 or more people. 3 Bedrooms and several other beds are located in unique areas throughout the upstairs area. 3 complete kitchens and plenty of room for family and guests. Metal roof, washer/dryer and fridge to remain, with a garage and carport. Well water Irrigation system and complete automatic water filtration system provides excellent drinking water. This is a sportsman's paradise and weekend or second home dream. Many areas have been remodeled or rebuilt. Seller motivated due to family illness.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,200
Sqft
0.21 ac
Lot size
1
Garage
1948
Year built
Two
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,912 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,912/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Wales actives
$180 vs $172
Days on market
160 vs 56 typical
Where $180/sqft sits among the 362 Lake Wales actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Wales
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33898 — neighborhood snapshot
Population
18,426
Median age
46.9
Median income
$54,778
Median home value
$161,500
Avg household
2.51
Households w/ children
1,790
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $271K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
169 of 362
Lake Wales actives have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 305% above the LAKE WALES 33898 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 9428 CAT TRACK TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$585,000
4237 CHAMBERS STREET
4 bd · 3 ba · 2,742 sqft · $213/sqft · 93 DOM
Sold · May ’26$375,000
8672 MARY MOSER LANE
3 bd · 2.5 ba · 2,529 sqft · $148/sqft · 55 DOM
Sold · Apr ’26$570,000
4327 CHAMBERS STREET
3 bd · 2 ba · 1,838 sqft · $310/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9428 CAT TRACK TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9428 CAT TRACK TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9428 CAT TRACK TRAIL FAQs
What would the monthly payment be for 9428 CAT TRACK TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,912/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9428 CAT TRACK TRAIL?+
The most recent tax bill on record (2025) was $5,242. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Wales?+
At $574,500, this home is listed about 130% above the Lake Wales median of $250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9428 CAT TRACK TRAIL?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$574,500 runs 305% above the LAKE WALES 33898 median — but at 3,200 sqft it's also nearly twice the size of the typical Lake Wales listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
160 days on market against a Lake Wales median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $585,000, now $574,500 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLYNN REALTY · Susanne Flynn. MLS #TB8479338.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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