4193 STONE CREEK LOOP, LAKE WALES, FL, 33859
Active109 days on marketListed Apr 3, 2026MLS #P4938293
About this home
4193 STONE CREEK LOOP
Welcome to your private slice of paradise—where luxury, comfort, and resort-style living come together in one unforgettable home. From the moment you arrive, the beautifully landscaped grounds, paver walkway, and inviting front porch set the tone for what’s inside. Step through the elegant glass front door into a bright, open-concept design that immediately feels like home. Triple sliding glass doors draw your eye straight to the showstopper—your own heated saltwater pool and spa retreat overlooking the 9th tee of the golf course, offering beautiful views and the perfect backdrop for outdoor living. This 3-bedroom, 2-bath residence was designed for both relaxation and entertaining. The outdoor space is nothing short of extraordinary, featuring a fully equipped outdoor kitchen with a gas grill with a smoker, gas burner, granite countertops, refrigerator, wine fridge, storage drawers, and dining space perfect for hosting unforgettable gatherings. The pool system is top-of-the-line with commercial-grade filtration, saltwater sanitation, and a variable-speed pump for efficiency and low maintenance. Inside, the heart of the home is a chef-inspired kitchen boasting 42” upper cabinets, under-cabinet lighting, granite countertops, stainless steel appliances, reverse osmosis system, pull-out pantry shelving, and abundant storage. Whether you’re hosting holidays or enjoying a quiet evening, the spacious dining areas offer the perfect setting. The primary suite is a true retreat, featuring two custom walk-in closets and a luxurious en suite bath complete with dual vanities, a walk-in glass shower with floor-to-ceiling tile, and a relaxing garden tub. Guest spaces are just as thoughtful, with a second bedroom offering a Murphy bed with built-in storage and a third bedroom with a built-in desk—ideal for hobbies or a home office. Every detail has been carefully considered, including fresh interior and exterior paint, new landscaping, a brand-new roof (2025), irrigation system, gutters, skeeter beater, and a spacious 2-car garage plus golf cart garage. A separate dining room and indoor laundry with sink add even more convenience. And beyond your front door? A lifestyle that feels like a year-round vacation. Enjoy an incredible array of amenities including golf, tennis, pickleball, bowling, fitness center, indoor lap pool, movie theater, restaurant, social clubs, and a full-time activities director to keep your calendar as full—or as relaxed—as you’d like. Perfectly located near shopping, dining, medical facilities, and entertainment, this home offers not just a place to live—but a lifestyle to love. This is more than move-in ready… this is where your next chapter begins.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,058
Sqft
0.18 ac
Lot size
2
Garage
2010
Year built
One
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,081 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,081/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.9%
$/sqft vs Lake Wales actives
$260 vs $174
Days on market
109 vs 56 typical
Where $260/sqft sits among the 379 Lake Wales actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Ashton
Get to know Lake Wales. See the full Lake Wales guide →
Lake Ashton — neighborhood snapshot
Population
3,278
Median age
62
Median income
$75,204
Median home value
$304,700
Avg household
2
Households w/ children
115
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $275K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
164 of 379
Lake Wales actives have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 114% above the LAKE WALES 33859 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 4193 STONE CREEK LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$455,000
4193 STONE CREEK LOOP · same community
3 bd · 2 ba · 2,058 sqft · $221/sqft · 85 DOM
Sold · Feb ’26$475,000
4068 STONE CREEK LOOP · same community
3 bd · 2 ba · 2,064 sqft · $230/sqft · 19 DOM
Sold · Aug ’25$345,000
4313 HEATH LAND LANE · same community
3 bd · 2 ba · 1,838 sqft · $188/sqft · 115 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4193 STONE CREEK LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4193 STONE CREEK LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4193 STONE CREEK LOOP FAQs
What would the monthly payment be for 4193 STONE CREEK LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,081/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4193 STONE CREEK LOOP?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4193 STONE CREEK LOOP?+
The most recent tax bill on record (2025) was $6,359. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4193 STONE CREEK LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $535,000, this home is listed about 109% above the Lake Wales median of $256,490. The market section on this page shows how the area is trending.
Which schools are assigned to 4193 STONE CREEK LOOP?+
Chain Of Lakes Elementary School (elementary), Lake Region High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 WATSON & MYERS REALTY · Kathy Alexander. MLS #P4938293.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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