11300 HARBOR WAY UNIT 1731, LARGO, FL, 33774
Active158 days on marketListed Feb 25, 2026MLS #TB8479296
About this home
11300 HARBOR WAY UNIT 1731
Fun and Fully Dialed-In! This showstopper Shipwatch END-UNIT brings the good vibes AND the upgrades! High style. Low maintenance. Enjoy everyday luxury with granite countertops and dazzling refaced cabinets in kitchen and both baths. The kitchen features stainless steel Frigidaire Gallery appliances. Completely updated bathrooms include double sinks in the primary suite and sparkling reglazed guest bath tub and tile. Florida-feel walls and trim freshly painted in 2022. Underfoot, modern tile and high-end, heavy-duty laminate flooring deliver style and durability. Plantation shutters grace every room, combining privacy, refined elegance, and excellent energy efficiency. Behind the scenes, enjoy peace of mind with 2022 NEW electrical service panel, toggle switches and outlets throughout. 2022 NEW State Proline Commercial Grade water heater. 2023 NEW Lennox/Ruud 2.5 ton HVAC. Outdoors the attention to quality and convenience continues! Both your private balcony and garage floor boast the premium polyaspartic “Sparta-coat” floor protection by Integrity Concrete Coatings. Guest parking is no problem as extra-long driveway can fit two vehicles with ease. The walkway and shared ground-level courtyard are paved for a safe, clean, beautiful entrance, with natural shade of a lovely, potted robellini palm, sure to please and impress! Have your very own quiet corner of this secure PREMIER Florida resort community, insulated from the hustle and bustle and yet! ... Shipwatch Yacht & Tennis Club just a hop-skip-jump to resort activities and JUST MINUTES from Indian Rocks Beach and the Narrows intracoastal waterway, restaurants, bars, shopping, health and beauty services, amusements galore. Save on home insurance with a fire hydrant at the end of your driveway and your location outside of the floodplain! LOCATION, LOCATION, LOCATION!!! Shipwatch Yacht & Tennis Club triangulated between Clearwater, St. Pete and Tampa, this is the BEST VALUE around for peace-of-mind, luxury living and everything you could ever want or need! MUST SEE before someone else steals the keys!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,235
Sqft
0.58 ac
Lot size
1
Garage
1992
Year built
One
Levels
$271
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,604 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,604/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.7%
$/sqft vs Largo actives
$271 vs $240
Days on market
158 vs 42 typical
Where $271/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Shipwatch Yacht Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Shipwatch Yacht Club — neighborhood snapshot
Population
574
Median age
76
Median income
$53,869
Median home value
$300,900
Avg household
1
Households w/ children
11%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
203 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the LARGO 33774 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 11300 HARBOR WAY UNIT 1731
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$360,000
11300 HARBOR WAY UNIT 1730 · same community
2 bd · 2 ba · 1,235 sqft · $291/sqft · 172 DOM
Sold · Sep ’25$550,000
9421 TARA CAY DRIVE UNIT 9
2 bd · 2 ba · 1,234 sqft · $446/sqft · 14 DOM
Sold · Aug ’25$365,000
13898 JAMAICA DRIVE
2 bd · 2 ba · 1,244 sqft · $293/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11300 HARBOR WAY UNIT 1731 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11300 HARBOR WAY UNIT 1731 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11300 HARBOR WAY UNIT 1731 FAQs
What would the monthly payment be for 11300 HARBOR WAY UNIT 1731?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,604/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11300 HARBOR WAY UNIT 1731?+
The most recent tax bill on record (2025) was $3,888. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11300 HARBOR WAY UNIT 1731?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $334,900, this home is listed about 24% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 11300 HARBOR WAY UNIT 1731?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$334,900 runs 56% above the LARGO 33774 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
158 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $389,000, now $334,900 — a $54K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PLUMLEE GULF BEACH REALTY · Mary Armentrout. MLS #TB8479296.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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