8678 44TH AVENUE N UNIT 62, ST PETERSBURG, FL, 33709
Active172 days on marketListed Feb 25, 2026MLS #TB8479263
About this home
8678 44TH AVENUE N UNIT 62
*Huge Price Reduction* Enjoy relaxed coastal living in this beautifully remodeled 1-bedroom, 1-bath home located in a welcoming 55+ community where you OWN THE LAND with LOW HOA FEES of only $250.00. This move-in-ready home blends modern upgrades with breezy Florida charm, just minutes from everything you love. Step inside to a bright, inviting family room with fresh coastal-inspired feel and light and bright paint. The updated kitchen features newer appliances, modern finishes, and plenty of storage—perfect for everyday cooking or entertaining. New luxury vinyl flooring flows seamlessly throughout the home. The large primary bedroom offers three closets, giving you exceptional storage space rarely found in similar homes. The fully remodeled bathroom showcases an oversized tiled shower, contemporary fixtures, and a clean, modern design. A spacious Florida room expands your living area with dedicated lounging space and an entertaining zone complete with a bar setup. Outside, the beach-like backyard complete with sand creates a peaceful retreat for happy hour sunsets and the shed adds even more storage convenience. Enjoy hot days at the spacious pool and fun get-togethers at the clubhouse. Located just 10 minutes from our award-winning beaches, Target, the VA Hospital, shopping, restaurants, movie theaters, gyms, and with quick access to the Pinellas Trail, this home offers the perfect blend of comfort, convenience, and coastal lifestyle.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
660
Sqft
0.05 ac
Lot size
1965
Year built
One
Levels
$90
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$898 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$898/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.3%
$/sqft vs St Petersburg actives
$90 vs $343
Days on market
172 vs 57 typical
Where $90/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sea Horse Mhp
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Sea Horse Mhp — neighborhood snapshot
Population
117
Median age
63
Median income
$52,708
Median home value
$48,900
Avg household
2
Households w/ children
3%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% below the ST PETERSBURG 33709 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 8678 44TH AVENUE N UNIT 62
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$26,000
8792 44TH AVENUE N UNIT 149 · same community
1 bd · 1 ba · 700 sqft · $37/sqft · 119 DOM
Sold · Sep ’25$36,000
8765 43RD AVENUE N UNIT 162 · same community
2 bd · 1 ba · 741 sqft · $49/sqft · 37 DOM
Sold · Apr ’26$25,000
8600 42ND PLACE N UNIT 11 · same community
2 bd · 2 ba · 744 sqft · $34/sqft · 134 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8678 44TH AVENUE N UNIT 62 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8678 44TH AVENUE N UNIT 62 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8678 44TH AVENUE N UNIT 62 FAQs
What would the monthly payment be for 8678 44TH AVENUE N UNIT 62?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $898/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8678 44TH AVENUE N UNIT 62?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8678 44TH AVENUE N UNIT 62?+
The most recent tax bill on record (2024) was $1,338. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8678 44TH AVENUE N UNIT 62?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $59,500, this home is listed about 86% below the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 8678 44TH AVENUE N UNIT 62?+
Seventy-Fourth St. Elementary (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33709 market on paper
$59,500 is 61% below the ST PETERSBURG 33709 median of $152,995, and at $90/sqft it sits under the St Petersburg average of $379.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
172 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $74,900, now $59,500 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Christy Ryan. MLS #TB8479263.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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