
464 N PAULA DRIVE UNIT 115, DUNEDIN, FL, 34698
Active161 days on marketListed Feb 22, 2026MLS #TB8479091
About this home
464 N PAULA DRIVE UNIT 115
Wake up to dolphins swimming just beyond your window. This rare first-floor, 2-bedroom, 2-bath split plan corner unit is located in the highly desirable waterfront community of Dolphin Pointe on the Dunedin Causeway. Offering exceptional privacy with only one neighboring unit, this beautifully updated residence delivers true Florida coastal living with panoramic water views from the living room and both bedrooms. The spacious living area features large sliding glass doors that frame the Causeway like a picture window, filling the home with natural light. A mirrored accent wall enhances brightness and openness, while the split-bedroom floor plan provides ideal separation for owners and guests. The home has been fully renovated and thoughtfully updated throughout, creating a move-in-ready space that feels like new construction. Recent improvements include brand-new modern luxury vinyl plank flooring in the living room and bedrooms, fresh interior paint, updated ceiling fans, and a beautifully upgraded kitchen with new granite countertops, mostly new cabinetry, and new stainless steel appliances. Ceramic tile flooring in the kitchen and bathrooms is in excellent condition. The primary suite offers direct waterfront views, a walk-in closet, and a private ensuite bath with a new vanity. The second bedroom also enjoys water views and is conveniently located near the second full bathroom, which features updated cabinetry. Dolphin Pointe offers an exceptional waterfront lifestyle with amenities that include a private pier perfect for sunset strolls, date nights, fishing, and kayaking, along with on-site kayak storage and a launch area. Residents also enjoy a spacious pool area, recreation room, covered pavilion, and frequent dolphin sightings that truly bring the Florida lifestyle to life. The unit is ideally situated close to the pool while still maintaining privacy and serene water views. All special assessments have been paid, and the association has recently completed installation of a brand-new roof, providing long-term value and peace of mind. The monthly maintenance fee includes basic cable, water, trash removal, pest control, building insurance, roof maintenance, grounds maintenance, and recreational facilities, offering low-maintenance, worry-free waterfront living. Conveniently located just minutes from Frenchy’s Restaurant, Honeymoon Island, Caladesi Island, Downtown Dunedin, top-rated hospitals, shopping, and entertainment — this is a rare opportunity to own a beautifully updated waterfront condo in one of Dunedin’s most iconic locations.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,016
Sqft
0 ac
Lot size
1972
Year built
One
Levels
$344
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,744 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,744/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.6%
$/sqft vs Dunedin actives
$344 vs $298
Days on market
161 vs 51 typical
Where $344/sqft sits among the 263 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
157 of 263
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 464 N PAULA DRIVE UNIT 115
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$299,000
464 N PAULA DRIVE UNIT 301 · same community
2 bd · 2 ba · 1,016 sqft · $294/sqft · 84 DOM
Sold · Apr ’26$222,000
464 N PAULA DRIVE UNIT 118 · same community
1 bd · 1 ba · 704 sqft · $315/sqft · 5 DOM
Sold · Jul ’26$349,900
464 N PAULA DRIVE UNIT 221 · same community
1 bd · 1 ba · 704 sqft · $497/sqft · 227 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 464 N PAULA DRIVE UNIT 115 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 464 N PAULA DRIVE UNIT 115 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
464 N PAULA DRIVE UNIT 115 FAQs
What would the monthly payment be for 464 N PAULA DRIVE UNIT 115?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,744/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 464 N PAULA DRIVE UNIT 115?+
The most recent tax bill on record (2024) was $4,502. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 464 N PAULA DRIVE UNIT 115?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $349,000, this home is listed about 12% below the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 464 N PAULA DRIVE UNIT 115?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$349,000 runs 16% above the DUNEDIN 34698 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
161 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $450,000, now $349,000 — a $101K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA LUXURY REALTY INC · Stephanie Goode. MLS #TB8479091.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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