464 N PAULA DRIVE N UNIT 323, DUNEDIN, FL, 34698
Active186 days on marketListed Jan 28, 2026MLS #TB8469097
About this home
464 N PAULA DRIVE N UNIT 323
IF YOU DESIRE TO BE ON THE WATER, THEN THIS CONDO IS FOR YOU! This unit on the 3rd floor did not experience any damage from the hurricane of 2024. One bedroom with one bath located off the Dunedin Causeway with a balcony direct waterfront view! Completely furnished with everything you will need to cook, clean and enjoy your vacation. Owners have provided luxury vinyl plank flooring with granite kitchen countertops, stainless steel appliances,5g fast internet, a wireless printer, 2 flat screen TV's, newer A/C and hot water tank. This condo is tastefully furnished with a new sleep sofa AND a Futon for extra sleeping space. Newer windows and sliders can be opened for cool sea breezes or for viewing sunsets or sunrises. Take a walk or ride your bike down the Causeway for exercise or take the Pinellas Trail nearby. Also close are all the conveniences...a bank, grocery store, pharmacy, stone crab and seafood market(across the street) and other restaurants close by within short walking distances. Enjoy being in the hub of beach activity with two of the very best rated beaches, Caladesi and Honeymoon Island! Amenities include a heated pool, reserved parking space(#52), humidifier, water/sewer/trash, 2 elevators, basic cable, wi/fi/internet, and even up to $75 electricity credit each month. All of this to help you enjoy your time visiting Dunedin, Florida. Sorry but we can not accommodate any pets or smoking. Call to reserve your stay here SOON!!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
704
Sqft
2 ac
Lot size
1972
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Dunedin actives
$3 vs $298
Days on market
186 vs 51 typical
Where $3/sqft sits among the 263 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
156 of 263
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 464 N PAULA DRIVE N UNIT 323
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$222,000
464 N PAULA DRIVE UNIT 118 · same community
1 bd · 1 ba · 704 sqft · $315/sqft · 5 DOM
Sold · Jul ’26$349,900
464 N PAULA DRIVE UNIT 221 · same community
1 bd · 1 ba · 704 sqft · $497/sqft · 227 DOM
Sold · Jan ’26$299,000
464 N PAULA DRIVE UNIT 301 · same community
2 bd · 2 ba · 1,016 sqft · $294/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 464 N PAULA DRIVE N UNIT 323 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 464 N PAULA DRIVE N UNIT 323 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
464 N PAULA DRIVE N UNIT 323 FAQs
What would the monthly payment be for 464 N PAULA DRIVE N UNIT 323?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 464 N PAULA DRIVE N UNIT 323?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $2,450, this home is listed about 99% below the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 464 N PAULA DRIVE N UNIT 323?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DUNEDIN 34698 market on paper
$2,450 is 99% below the DUNEDIN 34698 median of $300,000, and at $3/sqft it sits under the Dunedin average of $330.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
186 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Muriel Murphy. MLS #TB8469097.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Dunedin homes, in your inbox
Like 464 N PAULA DRIVE N UNIT 323 but not quite? A daily digest of every new listing in Dunedin — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →