12990 BURNS DRIVE, ODESSA, FL, 33556
Active165 days on marketListed Feb 18, 2026MLS #TB8477962
About this home
12990 BURNS DRIVE
Welcome to this beautifully maintained 4-bedroom, 2.5-bath home located in the highly sought-after Starkey Ranch community. Built in 2019 by WestBay, this spacious two-story residence offers 2,799 heated square feet of thoughtfully designed living space. The open-concept floor plan features high ceilings, tile flooring in the main living areas, and a modern kitchen with stone countertops, stainless steel appliances, ample cabinetry, and a seamless flow into the family room — perfect for everyday living and entertaining. Upstairs, you’ll find generously sized bedrooms including a private primary suite with walk-in closet and well-appointed en-suite bath. The home also includes an inside laundry room, hurricane shutters, covered patio, and attached 2-car garage. Situated in Flood Zone X and located in one of Pasco County’s premier master-planned communities, residents enjoy resort-style amenities including clubhouse, community pool, parks, playgrounds, dog park, scenic trails, and more. Conveniently located near major roadways, shopping, dining, and top-rated schools. Move-in ready and priced to sell.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,799
Sqft
0.12 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,334 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,334/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14%
$/sqft vs Odessa actives
$213 vs $268
Days on market
165 vs 38 typical
Where $213/sqft sits among the 203 Odessa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Starkey Ranch
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
Starkey Ranch — neighborhood snapshot
Population
5,445
Median age
40
Median income
$127,978
Median home value
$488,100
Avg household
3
Households w/ children
764
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$655K → $682K
Odessa median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
116 of 203
Odessa actives have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 12990 BURNS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$598,500
12990 BURNS DRIVE · same community
4 bd · 2.5 ba · 2,799 sqft · $214/sqft · 94 DOM
Sold · Aug ’25$725,000
13118 PAYTON STREET · same community
4 bd · 2.5 ba · 2,720 sqft · $267/sqft · 23 DOM
Sold · Mar ’26$870,000
12718 BURNS DRIVE · same community
4 bd · 4 ba · 3,163 sqft · $275/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12990 BURNS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12990 BURNS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12990 BURNS DRIVE FAQs
What would the monthly payment be for 12990 BURNS DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,334/mo — principal and interest, the actual property-tax bill, the $7/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12990 BURNS DRIVE?+
The association fee works out to $7 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12990 BURNS DRIVE?+
The most recent tax bill on record (2025) was $8,805. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12990 BURNS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $595,000, this home is listed about 21% below the Odessa median of $749,950. The market section on this page shows how the area is trending.
Which schools are assigned to 12990 BURNS DRIVE?+
Longleaf Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ODESSA 33556 market on paper
$595,000 is 9% below the ODESSA 33556 median of $657,450, and at $213/sqft it sits under the Odessa average of $351.
02Time on market is leverage
165 days on market against a Odessa median of 38 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Longleaf Elementary School, James W. Mitchell High School, Seven Springs Middle School — James W. Mitchell High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of JPT REALTY LLC · Devany Garcia Noa. MLS #TB8477962.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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