7880 54TH AVENUE N UNIT 38, ST PETERSBURG, FL, 33709
Active178 days on marketListed Feb 19, 2026MLS #TB8477926
About this home
7880 54TH AVENUE N UNIT 38
Welcome to relaxed, low-maintenance living in the highly sought-after 55+ community of Club Chalet—a centrally located community featuring comfort, convenience, and outstanding value just minutes from everything you love about Florida living. This inviting 2-bedroom, 2-bath residence with 1,056 square feet of living space is thoughtfully designed to maximize space, storage, and natural light throughout. Vaulted ceilings create an open and airy atmosphere throughout the main living areas, while newer flooring adds a fresh, modern feel and enhances everyday comfort. Large windows allow sunlight to fill the home, creating a bright and welcoming environment from morning through evening. The well-planned layout offers excellent flow between the living and dining areas, making both entertaining and daily living effortless. The kitchen provides generous cabinet and storage space—perfect for keeping everything organized and within reach. The spacious primary bedroom serves as a peaceful private retreat, featuring a walk-in closet and a private en-suite bath, presenting comfort and privacy for everyday living. A well-appointed guest bedroom and second full bath provide ideal accommodations for visiting family and friends. One of the home’s standout features is the oversized covered carport with tandem parking for up to three vehicles—a rare and highly desirable amenity in the community. A screened patio extends your living space outdoors, creating the perfect setting to enjoy Florida’s beautiful weather, morning coffee, or quiet evenings with friends. Storage is abundant throughout the home, including a large laundry room with additional space ideal for bikes, beach chairs, seasonal items, and hobby equipment—making organization easy without sacrificing living space. Residents of Club Chalet enjoy a relaxed and social lifestyle with a low monthly HOA that provides exceptional value where you own the land. The fee includes water, sewer, trash pickup, cable, and internet, allowing for simplified monthly budgeting. The community also features a heated swimming pool, perfect for year-round enjoyment and connecting with neighbors. Ideally located close to shopping, dining, and everyday conveniences—including shopping, nearby Publix Super Market and Target—this home is also sits high and dry and just minutes from Florida’s top-rated Gulf beaches, offering endless opportunities for recreation, relaxation, and coastal adventures. Whether you are searching for a full-time residence or a seasonal retreat, this beautifully maintained home delivers comfort, value, and peace of mind.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,056
Sqft
17.85 ac
Lot size
1983
Year built
One
Levels
$147
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,565 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,565/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.1%
$/sqft vs St Petersburg actives
$147 vs $343
Days on market
178 vs 57 typical
Where $147/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33709 — neighborhood snapshot
Population
25,371
Median age
53.3
Median income
$52,621
Median home value
$190,300
Avg household
2.2
Households w/ children
1,922
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the ST PETERSBURG 33709 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 7880 54TH AVENUE N UNIT 38
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$143,000
7880 54TH AVENUE N UNIT 57 · same community
2 bd · 1.5 ba · 810 sqft · $177/sqft · 5 DOM
Sold · Feb ’26$150,000
7150 34 AVENUE N
3 bd · 2 ba · 1,080 sqft · $139/sqft · 6 DOM
Sold · Oct ’25$358,500
3430 72ND STREET N
3 bd · 2 ba · 1,032 sqft · $347/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7880 54TH AVENUE N UNIT 38 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7880 54TH AVENUE N UNIT 38 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7880 54TH AVENUE N UNIT 38 FAQs
What would the monthly payment be for 7880 54TH AVENUE N UNIT 38?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,565/mo — principal and interest, the actual property-tax bill, the $272/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7880 54TH AVENUE N UNIT 38?+
The association fee works out to $272 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7880 54TH AVENUE N UNIT 38?+
The most recent tax bill on record (2025) was $1,819. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7880 54TH AVENUE N UNIT 38?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $155,000, this home is listed about 64% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7880 54TH AVENUE N UNIT 38?+
Westgate Elementary School (elementary), Dixie M. Hollins High School (high), Tyrone Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Jac Smith. MLS #TB8477926.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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