David Ramirez
$219,000$237,0002 bd2 ba1,065 sqft$206 /sqft$1,977 /mo all-in ↓

7880 54TH AVENUE N UNIT 54, ST PETERSBURG, FL, 33709

Active203 days on marketListed Jan 24, 2026MLS #TB8468457

Reduced $18KFully furnishedMobile HomeCLUB CHALET UNREC MHP

About this home

7880 54TH AVENUE N UNIT 54

Nestled in the heart of Saint Petersburg, Florida, this charming two-bedroom, two-bath mobile home offers the perfect blend of comfort and community living in the sought-after Club Chalet mobile home community. Here’s a closer look at what makes this property special: The home boasts an inviting layout with ample space for entertaining, making it ideal for gatherings with family and friends. Move-in ready, the home comes fully furnished, allowing you to settle in without the hassle of purchasing new furniture. Enjoy mornings sipping coffee on your pavered back patio Experience the front yard under a spacious two-bay carport. Situated in a resident-owned community, you’ll benefit from a sense of ownership and pride in your neighborhood. Engage in various activities with amenities such as a heated pool, shuffleboard courts, and a clubhouse. The community hosts regular events like billiards and poker nights. Just 3 miles from Madeira Beach, you’ll have easy access to beautiful coastlines, as well as a variety of restaurants and grocery stores nearby. Enjoy the scenic Pinellas Trail for walking, biking, or jogging, all while living in a vibrant and friendly environment. The affordable monthly fee covers essential services including garbage, water, sewer, cable, internet, and lawn maintenance, ensuring a hassle-free lifestyle. The home comes equipped with all necessary appliances, including a washer, dryer, and chest freezer, providing convenience and functionality. Beautiful crown molding throughout adds an elegant touch, enhancing the home’s inviting ambiance. This mobile home in Club Chalet not only feels like home but also offers a vibrant community filled with activities and amenities, making it an ideal place to live. Whether you’re looking to relax by the pool, take a stroll along the beach, or enjoy community events, this property has it all.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,065

Sqft

17.85 ac

Lot size

1976

Year built

One

Levels

$206

Per sqft

Furnished55+ community

Inside

FlooringCeramic Tile · Laminate
AppliancesDryer · Electric Water Heater · Freezer · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationCrawlspace
FacesWest
ExteriorIrrigation System · Storage

Community & fees

HOA fee$272/mo
Taxes (2024)$1,909/yr
PetsNumber Limit
CommunityGolf Carts OK · Irrigation-Reclaimed Water · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,977 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,289
FHA mortgage insurance (est.)$97
Property tax — 2024 actual bill$159
HOA fee — from the listing$272
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,665Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,665
Interest rate6.00%
Loan term

Estimated payment

$1,977/mo

Principal & interest$1,289
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$159
HOA / condo fee$272
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $219K
$100KedgeAI estimate $120,424 · range $104K$162K$228K

vs edgeAI estimate

+81.9%

$/sqft vs St Petersburg actives

$206 vs $336

Days on market

203 vs 57 typical

Where $206/sqft sits among the 400 St Petersburg actives

135 · this home
138
57
28
11
31
$134–271$271–408$408–545$545–682$682–818$818+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 7880 54TH AVENUE N UNIT 54

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33709 — neighborhood snapshot

Population

25,371

Median age

53.3

Median income

$52,621

Median home value

$190,300

Avg household

2.2

Households w/ children

1,922

For the school run

Pinellas County School District

ElementaryWestgate Elementary School★★★★★
HighDixie M. Hollins High School★★★★★
MiddleTyrone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

230 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 42% above the ST PETERSBURG 33709 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $219,000 $18K
Jan 24, 2026Listed at $237,000 · 203 days on market since
1976Built · CLUB CHALET UNREC MHP

Reality check

What actually sold near 7880 54TH AVENUE N UNIT 54

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7880 54TH AVENUE N UNIT 57Sold · Apr ’26

$143,000

7880 54TH AVENUE N UNIT 57 · same community

2 bd · 1.5 ba · 810 sqft · $177/sqft · 5 DOM

7150 34 AVENUE NSold · Feb ’26

$150,000

7150 34 AVENUE N

3 bd · 2 ba · 1,080 sqft · $139/sqft · 6 DOM

3100 70TH STREET NSold · Aug ’25

$381,000

3100 70TH STREET N

2 bd · 2 ba · 1,088 sqft · $350/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7880 54TH AVENUE N UNIT 54 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7880 54TH AVENUE N UNIT 54 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

7880 54TH AVENUE N UNIT 54 FAQs

What would the monthly payment be for 7880 54TH AVENUE N UNIT 54?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,977/mo — principal and interest, the actual property-tax bill, the $272/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7880 54TH AVENUE N UNIT 54?+

The association fee works out to $272 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7880 54TH AVENUE N UNIT 54?+

The most recent tax bill on record (2024) was $1,909. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7880 54TH AVENUE N UNIT 54?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $219,000, this home is listed about 49% below the St Petersburg median of $431,250. The market section on this page shows how the area is trending.

Which schools are assigned to 7880 54TH AVENUE N UNIT 54?+

Westgate Elementary School (elementary), Dixie M. Hollins High School (high), Tyrone Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$219,000 runs 42% above the ST PETERSBURG 33709 median.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

203 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $237,000, now $219,000 — a $18K cut. The full history is in the market section below.

Listing courtesy of COPELAND MORGAN LLC · Charles Kwiatkowski. MLS #TB8468457.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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