David Ramirez
$675,000$695,0003 bd2 ba1,490 sqft$453 /sqft$4,780 /mo all-in ↓

2740 SANIBEL BOULEVARD, ST JAMES CITY, FL, 33956

Active172 days on marketListed Feb 18, 2026MLS #TB8477406

Reduced $20KWaterfrontPrivate poolSingle Family ResidenceGULFHAVEN

About this home

2740 SANIBEL BOULEVARD

Experience the ultimate Southwest Florida boating lifestyle from this exceptional waterfront home on the quiet Henley Canal. With 136 feet of waterfront, low boat traffic, and no bridges to open water, you'll enjoy approximately 10-minute boat access to Pine Island Sound, world-class fishing, and the white sand beaches of Sanibel Island. The property is perfectly equipped for boating enthusiasts with a covered 10,000 lb boat lift, wraparound dock, and additional davit, making it easy to embrace everything Pine Island has to offer. The home has been thoughtfully upgraded with features that provide both peace of mind and long-term value. The Storm Smart Flood Smart System has been installed, offering an added layer of flood protection by helping prevent water intrusion during flooding events. This innovative system may also contribute to lower homeowners insurance premiums. A transferable flood insurance policy provides additional savings and convenience for the new owner. Major improvements include a new metal roof (2024), new A/C and heating system (2023), hurricane-rated front window and front door, hurricane-rated living room patio door, and hurricane-rated side door, allowing you to enjoy waterfront living with confidence. Inside, the open floor plan is designed to maximize the beautiful canal views, which can be enjoyed from the primary bedroom, guest bedroom, kitchen, living room, and dining area. The beautifully updated kitchen features quartz countertops and new LG appliances (2024), while a cozy fireplace and security system add comfort and convenience. Step outside and experience your own private tropical retreat. The screened pool, approximately five years old, overlooks the canal and is complemented by a spacious 55-foot porch, mature landscaping, and a fenced side yard. A 23 x 12 storage shed provides ample space for tools, hobbies, or a workshop. Nature lovers will appreciate the frequent visits from manatees, ducks, and eagles, all visible from the backyard. When you're ready to explore, you'll enjoy the convenience of nearby restaurants, live music, marinas, and Pine Island events, all accessible by walk, bike, or golf cart. Adding even more versatility, Airbnb rentals are permitted, making this property an excellent opportunity as a primary residence, seasonal getaway, or income-producing investment. This is more than just a waterfront home, it's a chance to enjoy the relaxed island lifestyle with exceptional boating access, modern upgrades, and incredible flexibility in one of Pine Island's most desirable locations.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,490

Sqft

0.19 ac

Lot size

1979

Year built

One

Levels

$453

Per sqft

Private poolWaterfrontFireplacePool & Water viewPartiallyPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Stone Counters · Thermostat · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofMetal
ConstructionStucco
FoundationBlock
ViewPool · Water
FacesNorth
ParkingBoat · Golf Cart Parking
ExteriorHurricane Shutters · Other · Sliding Doors

Community & fees

Taxes (2025)$8,701/yr
PetsYes
CommunityGolf Carts OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,780 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property tax — 2025 actual bill$725
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,500
Interest rate6.00%
Loan term

Estimated payment

$4,780/mo

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property taxes (actual bill)$725
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St James City actives

$453 vs $400

Days on market

172 vs 109 typical

Where $453/sqft sits among the 11 St James City actives

2
4
2 · this home
1
1
1
$198–302$302–405$405–509$509–613$613–717$717+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gulf Haven

Map of 2740 SANIBEL BOULEVARD inside its neighborhood boundary

Get to know St James City. See the full St James City guide →

Gulf Haven — neighborhood snapshot

Population

318

Median age

63

Median income

$80,985

Median home value

$311,721

Avg household

2

Households w/ children

13%

For the school run

Lee County School District

HighIda S. Baker High School★★★★★
MiddleGulf Middle School★★★★★
ElementaryPine Island Elementary School★★★★★
MiddleTrafalgar Middle School★★★★★
HighCape Coral High School★★★★★
HighMariner High School★★★★
HighNorth Fort Myers High School★★★★
HighIsland Coast High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St James City market

Seller’s marketLeans buyer36.0 months of inventoryBuyer’s market

$543K$700K

St James City median sold, yr/yr

94.0%

Sale-to-list ratio (12 mo)

4 of 11

St James City actives have cut their price

Median sold price, St James City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% above the ST JAMES CITY 33956 median. See the full St James City market guide →

Paper trail

This home's history

CurrentPrice reduced to $675,000 $20K
Feb 18, 2026Listed at $695,000 · 172 days on market since
1979Built · GULFHAVEN

Reality check

What actually sold near 2740 SANIBEL BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2201 SANIBEL BOULEVARDSold · Nov ’25

$650,000

2201 SANIBEL BOULEVARD · same community

3 bd · 2.5 ba · 1,097 sqft · $593/sqft · 280 DOM

Nearby listingSold · Mar ’26

$535,000

Nearby listing · same community

2 bd · 3 ba · 7 DOM

2391 DATE STREETSold · Dec ’25

$569,000

2391 DATE STREET

3 bd · 2 ba · 1,503 sqft · $379/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2740 SANIBEL BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2740 SANIBEL BOULEVARD — before you fall in love.

See it in person

Schedule a tour

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Straight answers

2740 SANIBEL BOULEVARD FAQs

What would the monthly payment be for 2740 SANIBEL BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,780/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2740 SANIBEL BOULEVARD?+

The most recent tax bill on record (2025) was $8,701. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2740 SANIBEL BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St James City?+

At $675,000, this home is listed about 8% above the St James City median of $622,450. The market section on this page shows how the area is trending.

Which schools are assigned to 2740 SANIBEL BOULEVARD?+

Ida S. Baker High School (high), Gulf Middle School (middle), Pine Island Elementary School (elementary), Trafalgar Middle School (middle), Cape Coral High School (high), Mariner High School (high), North Fort Myers High School (high), Island Coast High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$675,000 runs 35% above the ST JAMES CITY 33956 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Ida S. Baker High School, Gulf Middle School, Pine Island Elementary School, Trafalgar Middle School, Cape Coral High School, Mariner High School, North Fort Myers High School, Island Coast High School — North Fort Myers High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $695,000, now $675,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Shannon Stelton. MLS #TB8477406.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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