10192 SEMINOLE ISLAND DRIVE UNIT 10192, LARGO, FL, 33773
Active166 days on marketListed Feb 19, 2026MLS #TB8477284
About this home
10192 SEMINOLE ISLAND DRIVE UNIT 10192
PRICE IMPROVEMENT!! ADORABLE Ground Level Waterfront Condo in the GATED COMMUNITY of Willow Point! Enjoy secure, peaceful living in this gated community PRIVATELY tucked away on a waterfront peninsula on Lake Seminole! This MOVE-IN READY 2 BR, 2 BA, 1300 SF Unit is located on Gorgeous Lake Seminole and has SERENE Water Views from the ENCLOSED Florida Room & Super Spacious Great Room! Enjoy fishing, kayaking, boating, skiing and just watching all the nature on the Lake! The Great Room / Dining Room combo off the Kitchen whispers “relax” and makes for wonderful casual interaction and perfect for the cook that doesn't want to be separated from family or guests! The Efficient Kitchen has been beautifully renovated with new solid stone countertops and all newer stainless appliances and polished porcelain tile floors and has a large breakfast bar for casual dining and overlooks the great room with wood burning fireplace. All main living area flooring has been upgraded with solid hardwood flooring and all wet areas (bathrooms and kitchen and florida room) have new polished porcelain tile flooring. Afternoons, you'll be able to watch the sunsets from your enclosed Florida Room overlooking the SERENE lakefront or just enjoy moments of quiet reflection reading or enjoying a beverage any time of the day! Both bedrooms are GENEROUS in size with ample storage and closet space and the bathrooms have been recently updated. The Spacious Master bedroom has an intimate PRIVATE screened lanai perfect for "Suite Retreat" and a large walk in closet and accommodating bath. The second bedroom is perfect for family or guests and has its own bath. Also, all windows have been recently replaced with Hurricane Protection windows as well as a new back door has been installed. Willow Point is a SECLUDED, Peaceful Complex tucked away in an established residential neighborhood and conveniently located close to shopping, the beaches, St. Pete, Clearwater & the Seminole City Center. The Willow Point community features a fishing pier, dock, community first come first serve boat slip for the residents' use, and a wonderful In ground pool and clubhouse! The unit comes with an inside utility, 1 assigned covered parking space and 1 additional unassigned uncovered parking space that can be used on a permanent basis, and loads of guest parking! Once you see it, you’ll want to OWN IT! Immediate showings available!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,300
Sqft
0.88 ac
Lot size
1981
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,089 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,089/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.7%
$/sqft vs Largo actives
$192 vs $242
Days on market
166 vs 52 typical
Where $192/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33773 — neighborhood snapshot
Population
16,918
Median age
46.5
Median income
$74,115
Median home value
$280,600
Avg household
2.39
Households w/ children
1,373
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $326K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
202 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the LARGO 33773 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 10192 SEMINOLE ISLAND DRIVE UNIT 10192
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$250,000
10226 SEMINOLE ISLAND DRIVE · same community
2 bd · 2 ba · 1,300 sqft · $192/sqft · 223 DOM
Sold · Aug ’25$220,000
10216 SEMINOLE ISLAND DRIVE · same community
2 bd · 2 ba · 1,180 sqft · $186/sqft · 78 DOM
Sold · Aug ’25$424,900
11082 90TH TERRACE
3 bd · 2 ba · 1,290 sqft · $329/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10192 SEMINOLE ISLAND DRIVE UNIT 10192 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10192 SEMINOLE ISLAND DRIVE UNIT 10192 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10192 SEMINOLE ISLAND DRIVE UNIT 10192 FAQs
What would the monthly payment be for 10192 SEMINOLE ISLAND DRIVE UNIT 10192?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,089/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10192 SEMINOLE ISLAND DRIVE UNIT 10192?+
The most recent tax bill on record (2025) was $4,158. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10192 SEMINOLE ISLAND DRIVE UNIT 10192?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $250,000, this home is listed about 17% below the Largo median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 10192 SEMINOLE ISLAND DRIVE UNIT 10192?+
Southern Oak Elementary School (elementary), Osceola Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$250,000 runs 11% above the LARGO 33773 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
166 days on market against a Largo median of 52 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Southern Oak Elementary School, Osceola Middle School, Pinellas Park High School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $260,000, now $250,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Michael Rolinski. MLS #TB8477284.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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