10182 SEMINOLE ISLAND DR, LARGO, FL, 33773
Active396 days on marketListed Jul 4, 2025MLS #TB8401432
About this home
10182 SEMINOLE ISLAND DR
Tucked away in the private gated community of Willow Point, this lovingly maintained and move-in-ready 2BR/2BA condo is surrounded by mature tropical landscaping, tranquil wildlife estuary surroundings, and the natural beauty of Florida’s coastal environment. A calm retreat for outdoor lovers, bird watchers, and photographers, residents enjoy daily sightings of native Florida birds and wildlife in a serene park-like setting. Inside, the spacious open floor plan features a comfortable living and dining area, a charming wood-burning fireplace, and a private screened lanai designed for relaxing and enjoying the lush tropical backdrop. Recent improvements include a BRAND-NEW A/C & AIR HANDLER, NEW WATER HEATER, NEW STOVE/OVEN, NEW MICROWAVE, NEW FULL-SIZE WASHER, and a NEW ROOF, offering peace of mind with improved mechanical systems and appliances. This ground-floor condo offers added privacy with only four condos per building, creating a quieter, lower-density atmosphere, and the property remained dry through past storms. Willow Point features a sparkling pool, clubhouse, and beautifully maintained grounds. HOA fees include WATER, SEWER, BASIC CABLE & INTERNET, POOL CARE, EXTERIOR MAINTENANCE, and LANDSCAPING. Just a short drive from Florida’s renowned coastal beaches, this hidden setting is ideal for snowbirds, empty nesters, first-time buyers, or anyone seeking an undisturbed Florida lifestyle surrounded by nature.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
990
Sqft
1981
Year built
One
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,630 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,630/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+48.6%
$/sqft vs Largo actives
$222 vs $239
Days on market
396 vs 52 typical
Where $222/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33773 — neighborhood snapshot
Population
16,918
Median age
46.5
Median income
$74,115
Median home value
$280,600
Avg household
2.39
Households w/ children
1,373
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $326K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
204 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the LARGO 33773 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 10182 SEMINOLE ISLAND DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$220,000
10216 SEMINOLE ISLAND DRIVE · same community
2 bd · 2 ba · 1,180 sqft · $186/sqft · 78 DOM
Sold · Apr ’26$250,000
10226 SEMINOLE ISLAND DRIVE · same community
2 bd · 2 ba · 1,300 sqft · $192/sqft · 223 DOM
Sold · Jul ’26$305,000
8624 91ST TERRACE
2 bd · 1 ba · 1,004 sqft · $304/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10182 SEMINOLE ISLAND DR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10182 SEMINOLE ISLAND DR — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10182 SEMINOLE ISLAND DR FAQs
What would the monthly payment be for 10182 SEMINOLE ISLAND DR?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,630/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10182 SEMINOLE ISLAND DR?+
The most recent tax bill on record (2024) was $928. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10182 SEMINOLE ISLAND DR?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $220,000, this home is listed about 27% below the Largo median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 10182 SEMINOLE ISLAND DR?+
Southern Oak Elementary School (elementary), Osceola Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GUARANTEED HOME SALES · Janelle Endres. MLS #TB8401432.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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