8796 GRAND AVENUE, PLACIDA, FL, 33946
Active152 days on marketListed Mar 9, 2026MLS #TB8477133
About this home
8796 GRAND AVENUE
A Classic Beachfront Escape on Little Gasparilla Island! This timeless beachfront cottage offers the best of island living — with the Gulf of Mexico at your front door, 50 x 200 lot, and a community dock on the Bay side! This charming beach getaway is perfectly positioned for ultimate convenience, with effortless beach access. This beloved vacation home has welcomed generations of guests who return time and time again for its nostalgic charm, unbeatable location, and relaxing atmosphere. Inside the Cottage you are greeted by a Spacious Living & Dining Area – Bright and open with a stunning Gulf view, a spacious Kitchen – Outfitted with stone countertops, all the essentials including cookware, dishes, and utensils. An island with seating creates a welcoming space for meals, conversation, and memory-making.*Modern Amenities – Includes a full-size washer and dryer for added convenience. Beach Access just steps away down a sandy pathway winds leading you to a breathtaking stretch of beach with turquoise waters, and miles of unspoiled shoreline.*Outdoor Shower – A convenient open-air rinse area located at the base of the stairs is ideal after a sun-soaked day on the beach or water. Whether you’re seeking a quiet retreat, a family beach vacation home, a fishing getaway, or an investment property, this property will not disappoint!.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
930
Sqft
0.23 ac
Lot size
1994
Year built
One
Levels
$805
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,247 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,247/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Placida actives
$805 vs $355
Days on market
152 vs 106 typical
Where $805/sqft sits among the 149 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $535K
Placida median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
64 of 149
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2041% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 8796 GRAND AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$595,000
8932 GULF STREET · same community
3 bd · 2 ba · 1,398 sqft · $426/sqft · 28 DOM
Sold · Jun ’26$1,150,000
8798 GRAND AVENUE · same community
3 bd · 2 ba · 2,079 sqft · $553/sqft · 131 DOM
Sold · Aug ’25$650,000
9696 LITTLE GASPARILLA ISAND
2 bd · 1 ba · 925 sqft · $703/sqft · 124 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8796 GRAND AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8796 GRAND AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8796 GRAND AVENUE FAQs
What would the monthly payment be for 8796 GRAND AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,247/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8796 GRAND AVENUE?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8796 GRAND AVENUE?+
The most recent tax bill on record (2024) was $8,775. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8796 GRAND AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $749,000, this home is listed about 15% above the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8796 GRAND AVENUE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$749,000 runs 2041% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $775,000, now $749,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PALERMO REAL ESTATE PROF. INC. · Lynne Brown. MLS #TB8477133.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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