8990 SEAGRAPE LANE, PLACIDA, FL, 33946
Active20 days on marketListed Jul 3, 2026MLS #D6147948
About this home
8990 SEAGRAPE LANE
If you've been dreaming of a home at the beach, we've got the lot for you! Little Gasparilla Island is a paradise not found anywhere else in SW Florida. A private, bridgeless, barrier island only accessible by private boat or water taxi, and a short distance from the mainland is beckoning you to come check it out. We can connect you with island builders who will bring your dream to life. Build an oasis that wants you to relax, enjoy your privacy, renew and slow down. This lot is located with deeded access to the clean, beautiful beach that is never crowded and the gulf waters from where the gentle breezes flow. Go the other direction from your lot in paradise and stroll the pier overlooking Placida Harbour and the ICW and enjoy the boat traffic. The dock association is optional with a fee paid annually. No HOA, no cars, no crowds, just sit back and enjoy the island life! Schedule a visit to Little Gasparilla Island and let you see for yourself!
Facts & features
The home at a glance
0.12 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$775 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$775/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 128% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8990 SEAGRAPE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8990 SEAGRAPE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8990 SEAGRAPE LANE FAQs
What would the monthly payment be for 8990 SEAGRAPE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $775/mo — principal and interest, the actual property-tax bill, the $46/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8990 SEAGRAPE LANE?+
The association fee works out to $46 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8990 SEAGRAPE LANE?+
The most recent tax bill on record (2025) was $764. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8990 SEAGRAPE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $79,900, this home is listed about 88% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8990 SEAGRAPE LANE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Dawn Bokar. MLS #D6147948.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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