605 115TH AVENUE, TREASURE ISLAND, FL, 33706
Active173 days on marketListed Feb 12, 2026MLS #TB8475520
About this home
605 115TH AVENUE
This gorgeous home has been appraised and is priced BELOW appraised value!! Giving a fantastic combination of quality, value and confidence that the home is priced with current market in mind! Welcome to coastal living done right on Isle of Palms in Treasure Island. This brand-new, elevated 4 bedroom, 2 bath home was built from the ground up with both lifestyle and peace of mind in mind. The most important feature, the home is ELEVATED and FEMA compliant, allowing you to truly enjoy the waterfront lifestyle without the worry of flooding! Perfectly positioned on an oversized corner lot, you’ll enjoy sparkling water views from the front and back of the home. Wake up to sunrise over the water and unwind with sunset skies in the evening. You have water voews from every bedroom and can even see panaramic views of holiday fireworks! Inside, the open floor plan features vaulted ceilings, luxury vinyl plank flooring, and high-end finishes throughout. A wall of triple sliding glass doors creates seamless indoor-outdoor living, and frame the beautiful waterway views. The chef’s kitchen flows effortlessly into the main living and dining areas, making the home ideal for everyday living or entertaining. Outdoor living is where this property truly shines, offering over 900 sq ft of covered patio space on the front and back of the home. Plus a new pavered pool deck and expansive backyard. An ELEVATOR provides easy access to the second floor, so no need to worry about hauling your groceries or your beachbags up the stairs! and the oversized 3-car garage offers abundant storage along with flexible space perfect for a game room, gym, workshop, or additional entertaining area. New construction, elevated design, water views on both sides, and a location just blocks to the beach — this is a rare opportunity to own a thoughtfully built coastal home that combines luxury, functionality, and the ultimate Florida waterfront lifestyle!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,806
Sqft
0.37 ac
Lot size
3
Garage
2025
Year built
Two
Levels
$968
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$11,171 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,171/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+69.9%
$/sqft vs Treasure Island actives
$968 vs $522
Days on market
173 vs 96 typical
Where $968/sqft sits among the 172 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Isle Of Palms
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
Isle Of Palms — neighborhood snapshot
Population
1,143
Median age
62
Median income
$75,139
Median home value
$908,900
Avg household
2
Households w/ children
50%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $720K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
96 of 172
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 289% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 605 115TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$720,000
750 115TH AVENUE · same community
2 bd · 2.5 ba · 1,805 sqft · $399/sqft · 11 DOM
Sold · May ’26$1,550,000
11055 7TH STREET E · same community
3 bd · 2 ba · 1,799 sqft · $862/sqft · 288 DOM
Sold · Dec ’25$680,000
800 115TH AVENUE · same community
3 bd · 2 ba · 1,825 sqft · $373/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 605 115TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 605 115TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
605 115TH AVENUE FAQs
What would the monthly payment be for 605 115TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,171/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 605 115TH AVENUE?+
The most recent tax bill on record (2024) was $11,014. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 605 115TH AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $1,749,000, this home is listed about 150% above the Treasure Island median of $699,000. The market section on this page shows how the area is trending.
Which schools are assigned to 605 115TH AVENUE?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,749,000 runs 289% above the TREASURE ISLAND 33706 median — but at 1,806 sqft it's also 37% larger than the typical Treasure Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,895,000, now $1,749,000 — a $146K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of INNOVATE REAL ESTATE · Lindsey Van Deilen. MLS #TB8475520.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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