11285 8TH STREET E, TREASURE ISLAND, FL, 33706
Active422 days on marketListed May 28, 2025MLS #TB8389581
About this home
11285 8TH STREET E
Waterfront living at its finest in Treasure Island's desirable Isle of Palms neighborhood! This spacious 4-bedroom, 3-bathroom Spanish Colonial home offers 2,670 square feet of living space across three levels, with stunning views of Boca Ciega Bay from the pool and patio, and 70 feet of waterfront, perfect for boating, paddleboarding, or relaxing in your own backyard oasis. Located on a large 8,400+ sq ft lot in RU-75 zoning. The home features a unique and charming brick-paved courtyard, one of the largest in the barrier islands. Lush tropical landscaping provides a tranquil outdoor retreat ideal for morning coffee or evening gatherings. The second floor features a generous living room and tile-floor kitchen, while the top floor includes a private primary suite with walk-in closet and en-suite bath. Because of the 3 floor design there was only minimal storm damage to the lowest/garage level. The home also features new flooring, HVAC, Storm-proof windows, and dock. Enjoy coastal charm just minutes from Gulf beaches, shops, and dining. Please verify lease restrictions with the City of Treasure Island.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,670
Sqft
0.19 ac
Lot size
2
Garage
1977
Year built
Three Or More
Levels
$562
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,290 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,290/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15%
$/sqft vs Treasure Island actives
$562 vs $524
Days on market
422 vs 74 typical
Where $562/sqft sits among the 184 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Isle Of Palms
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
Isle Of Palms — neighborhood snapshot
Population
1,143
Median age
62
Median income
$75,139
Median home value
$908,900
Avg household
2
Households w/ children
50%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $648K
Treasure Island median sold, yr/yr
93.5%
Sale-to-list ratio (12 mo)
99 of 184
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 233% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 11285 8TH STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$850,000
540 115TH AVENUE · same community
5 bd · 2 ba · 2,234 sqft · $380/sqft · 38 DOM
Sold · Oct ’25$1,200,000
11085 9TH STREET E · same community
3 bd · 2 ba · 2,142 sqft · $560/sqft · 89 DOM
Sold · Jul ’25$650,000
11365 8TH STREET E · same community
3 bd · 2.5 ba · 2,092 sqft · $311/sqft · 161 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11285 8TH STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11285 8TH STREET E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11285 8TH STREET E FAQs
What would the monthly payment be for 11285 8TH STREET E?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,290/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11285 8TH STREET E?+
The most recent tax bill on record (2024) was $5,684. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Treasure Island?+
At $1,499,900, this home is listed about 128% above the Treasure Island median of $659,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11285 8TH STREET E?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,499,900 runs 233% above the TREASURE ISLAND 33706 median — but at 2,670 sqft it's also nearly twice the size of the typical Treasure Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
422 days on market against a Treasure Island median of 74 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,850,000, now $1,499,900 — a $350K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PRICE PROPERTIES & INVESTMENTS · Nick Price. MLS #TB8389581.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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