411 EDGEWATER DRIVE, POLK CITY, FL, 33868
Active172 days on marketListed Feb 11, 2026MLS #TB8475279
About this home
411 EDGEWATER DRIVE
Lakefront living on nearly an acre—welcome to 411 Edgewater Dr. in Polk City. Set on a rare .83-acre waterfront lot with approximately 205 feet of frontage on beautiful Lake Agnes (home to Fantasy of Flight), this fully updated pool home is the kind of Florida lifestyle property that doesn’t come around often. Step out back to a screened-in pool and expansive lake views with an eastern exposure—perfect for sunrise coffee, bright mornings on the water, and shaded afternoons by the pool. With ample shoreline, the buyer has the opportunity to add a private boat dock and truly create the ultimate lakefront retreat. Plenty of parking with space for a boat or RV. Inside, the home is turn-key and move-in ready with tasteful updates throughout. Energy film on the windows helps reduce heat load and glare, keeping the interior comfortable while preserving those incredible water views. Conveniently located between Lakeland and Orlando with quick access to I-4, you’re positioned for easy commutes to Orlando, Lakeland, and Tampa—and it’s also just about a half-hour drive to Walt Disney World Resort—while still enjoying the peace and space of lakefront living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,916
Sqft
0.83 ac
Lot size
2
Garage
1995
Year built
One
Levels
$287
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,138 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,138/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Polk City actives
$287 vs $273
Days on market
172 vs 81 typical
Where $287/sqft sits among the 87 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $295K
Polk City median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
47 of 87
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1021% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 411 EDGEWATER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$465,000
533 EDGEWATER DRIVE · same community
3 bd · 2 ba · 1,782 sqft · $261/sqft · 12 DOM
Sold · Feb ’26$245,000
7058 BERKLEY ROAD · same community
4 bd · 1.5 ba · 1,040 sqft · $236/sqft · 10 DOM
Sold · Mar ’26$550,000
581 MEANDERING WAY
2 bd · 2.5 ba · 1,868 sqft · $294/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 411 EDGEWATER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 411 EDGEWATER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
411 EDGEWATER DRIVE FAQs
What would the monthly payment be for 411 EDGEWATER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,138/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 411 EDGEWATER DRIVE?+
The most recent tax bill on record (2025) was $6,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 411 EDGEWATER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $549,500, this home is listed about 37% above the Polk City median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 411 EDGEWATER DRIVE?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$549,500 runs 1021% above the POLK CITY 33868 median — but at 1,916 sqft it's also 18% larger than the typical Polk City listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
172 days on market against a Polk City median of 81 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $639,000, now $549,500 — a $90K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NOBLE SWAN LIVING LLC · Bobby King, Esq.. MLS #TB8475279.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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