David Ramirez
$895,000$924,9903 bd2 ba2,034 sqft$440 /sqft$6,383 /mo all-in ↓

1022 OVERLOOK COURT, BRADENTON, FL, 34208

Active172 days on marketListed Feb 11, 2026MLS #TB8475082

Reduced $30KWaterfrontSingle Family ResidenceTIDEWATER PRESERVE 3

About this home

1022 OVERLOOK COURT

Luxury Waterfront Living in the highly desirable Tidewater Preserve! Come and experience refined coastal living in this exquisitely maintained 2,034-square-foot waterfront residence, where timeless elegance meets effortless sophistication. Perfectly positioned to capture breathtaking sunset views, this 3-bedroom, 2-bath home with a private den/study offers an elevated lifestyle both indoors and out. The open floorplan flows effortlessly, creating a bright, airy ambiance ideal for both intimate living and grand entertaining. Set on a serene water way with access to the Manatee River and the Gulf, this home is a boater’s paradise. A Dock with a 10,000 lb. boat lift awaits your vessel, while the extended lanai provides a luxurious backdrop for alfresco dining, evening cocktails, or simply unwinding as the sky transforms at dusk. With pre-plumbing for an outdoor kitchen, the space is primed for resort-style entertaining. Every detail has been thoughtfully curated to create a sense of understated luxury with hard surface flooring throughout for a seamless, elegant aesthetic, Crown molding, tray ceilings, and 8-foot doors enhancing architectural elegance, Custom cabinetry, granite countertops, and stainless-steel appliances anchoring a chef-inspired kitchen. Bahama shutters and accordion hurricane shutters blend style with peace of mind and A spa-inspired primary suite featuring a seamless glass shower enclosure and double vanities. Nestled within the exclusive, gated community of Tidewater Preserve, residents enjoy a lifestyle reminiscent of a private resort with manned security check in at gate entry, private marina on site, Three sparkling pools, Two beautifully appointed clubhouses, gym, kayak launch, Tennis courts, Dog park, Playground, Scenic walking trails, and A vibrant calendar of community events and activities. Maintenance-free living ensures you have more time to enjoy the amenities and the waterfront lifestyle. Tidewater Preserve is Ideally situated near premier shopping, dining, golf, and the region’s world-renowned Gulf beaches, this home offers the perfect blend of luxury, convenience, and coastal charm.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,034

Sqft

0.17 ac

Lot size

2

Garage

2015

Year built

One

Levels

$440

Per sqft

WaterfrontWater viewNegotiable

Inside

FlooringCeramic Tile · Tile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · High Ceilings · Tray Ceiling(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ExteriorAwning(s) · Irrigation System · Shade Shutter(s) · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$543/mo
Taxes (2024)$6,178/yr
PetsCats OK, Dogs OK
CommunityDock · Marina · Water Access · Waterfront · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,383 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,829
PMI (est., until 20% equity)$336
Property tax — 2024 actual bill$515
HOA fee — from the listing$543
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,500
Interest rate6.00%
Loan term

Estimated payment

$6,383/mo

Principal & interest$4,829
PMI (est., until 20% equity)$336
Property taxes (actual bill)$515
HOA / condo fee$543
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $895K
$428KedgeAI estimate $533,040 · range $446K$637K$931K

vs edgeAI estimate

+67.9%

$/sqft vs Bradenton actives

$440 vs $249

Days on market

172 vs 53 typical

Where $440/sqft sits among the 400 Bradenton actives

105
100
89
45
24 · this home
37
$126–189$189–252$252–315$315–378$378–441$441+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Braden River East

Map of 1022 OVERLOOK COURT inside its neighborhood boundary

Drive times from this address

Downtown Tampa54 min
Tampa Int’l Airport (TPA)65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Braden River East — neighborhood snapshot

Population

7,295

Median age

52

Median income

$86,737

Median home value

$379,666

Avg household

2

Households w/ children

686

For the school run

Manatee County School District

ElementaryWilliam H. Bashaw Elementary★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighBraden River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

200 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 156% above the BRADENTON 34208 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $895,000 $30K
Feb 11, 2026Listed at $924,990 · 172 days on market since
2015Built · TIDEWATER PRESERVE 3

Reality check

What actually sold near 1022 OVERLOOK COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5060 LAKE OVERLOOK AVENUESold · Sep ’25

$555,000

5060 LAKE OVERLOOK AVENUE · same community

3 bd · 2.5 ba · 2,288 sqft · $243/sqft · 244 DOM

5020 LAKE OVERLOOK AVENUESold · Sep ’25

$760,000

5020 LAKE OVERLOOK AVENUE · same community

3 bd · 2.5 ba · 2,333 sqft · $326/sqft · 11 DOM

4603 3RD AVENUE ESold · Mar ’26

$680,000

4603 3RD AVENUE E

3 bd · 3 ba · 2,016 sqft · $337/sqft · 110 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1022 OVERLOOK COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1022 OVERLOOK COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1022 OVERLOOK COURT FAQs

What would the monthly payment be for 1022 OVERLOOK COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,383/mo — principal and interest, the actual property-tax bill, the $543/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1022 OVERLOOK COURT?+

The association fee works out to $543 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1022 OVERLOOK COURT?+

The most recent tax bill on record (2024) was $6,178. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1022 OVERLOOK COURT?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $895,000, this home is listed about 126% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 1022 OVERLOOK COURT?+

William H. Bashaw Elementary (elementary), Carlos E. Haile Middle School (middle), Braden River High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$895,000 runs 156% above the BRADENTON 34208 median — but at 2,034 sqft it's also 28% larger than the typical Bradenton listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $543/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

172 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $924,990, now $895,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Larry Curphey. MLS #TB8475082.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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