5040 LAKE OVERLOOK AVENUE, BRADENTON, FL, 34208
Active123 days on marketListed Apr 1, 2026MLS #A4688166
About this home
5040 LAKE OVERLOOK AVENUE
Virtually Staged. Welcome to luxury waterfront living in the highly coveted boaters paradise of Tidewater Preserve. Perfectly positioned for those who embrace the Florida lifestyle, this exceptional property offers a private dock with a 9,000-pound boat lift and direct access to open water—just a short cruise to Anna Maria Island and the Gulf. This beautifully appointed 3-bedroom, 2-bath residence with a versatile den seamlessly blends comfort, elegance, and functionality. Inside, an open-concept floor plan creates a bright, airy ambiance, ideal for both everyday living and entertaining. The spacious kitchen flows effortlessly into the living and dining areas, all enhanced by picturesque views of your private outdoor retreat. The den provides flexible space for a home office, media room, or additional guest accommodations. The primary suite serves as a peaceful sanctuary, featuring an en-suite bath and generous closet space. Two additional bedrooms offer comfort and versatility for family and guests alike. Step outside to your personal oasis, where a private pool and spa invite you to relax and unwind. The covered lanai is perfect for al fresco dining and year-round entertaining, allowing you to fully enjoy Florida’s beautiful climate. Residents of Tidewater Preserve enjoy a gated, amenity-rich lifestyle along the Manatee River, including access to a marina with boat slips, kayak launch, resort-style pool, fitness center, clubhouse, and scenic walking trails. This is more than a home—it’s an elevated waterfront lifestyle. Don’t miss the opportunity to own in one of the area’s premier boating communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,047
Sqft
0.19 ac
Lot size
2
Garage
2014
Year built
One
Levels
$427
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,820 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,820/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.3%
$/sqft vs Bradenton actives
$427 vs $249
Days on market
123 vs 53 typical
Where $427/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Braden River East
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Braden River East — neighborhood snapshot
Population
7,295
Median age
52
Median income
$86,737
Median home value
$379,666
Avg household
2
Households w/ children
686
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
201 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 150% above the BRADENTON 34208 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 5040 LAKE OVERLOOK AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$555,000
5060 LAKE OVERLOOK AVENUE · same community
3 bd · 2.5 ba · 2,288 sqft · $243/sqft · 244 DOM
Sold · Sep ’25$760,000
5020 LAKE OVERLOOK AVENUE · same community
3 bd · 2.5 ba · 2,333 sqft · $326/sqft · 11 DOM
Sold · Jul ’26$850,000
4616 SWORDFISH DRIVE
3 bd · 2.5 ba · 2,055 sqft · $414/sqft · 181 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5040 LAKE OVERLOOK AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5040 LAKE OVERLOOK AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5040 LAKE OVERLOOK AVENUE FAQs
What would the monthly payment be for 5040 LAKE OVERLOOK AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,820/mo — principal and interest, the actual property-tax bill, the $557/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5040 LAKE OVERLOOK AVENUE?+
The association fee works out to $557 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5040 LAKE OVERLOOK AVENUE?+
The most recent tax bill on record (2025) was $12,643. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5040 LAKE OVERLOOK AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $875,000, this home is listed about 121% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 5040 LAKE OVERLOOK AVENUE?+
William H. Bashaw Elementary (elementary), Carlos E. Haile Middle School (middle), Braden River High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$875,000 runs 150% above the BRADENTON 34208 median — but at 2,047 sqft it's also 29% larger than the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $557/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
123 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $900,000, now $875,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE · Samantha Campbell. MLS #A4688166.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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