220 GULF BOULEVARD UNIT 8, BELLEAIR BEACH, FL, 33786
Active174 days on marketListed Feb 9, 2026MLS #TB8474498
About this home
220 GULF BOULEVARD UNIT 8
Set behind private gates along the shimmering Gulf of Mexico, this extraordinary Belleair Beach estate is coastal living at its most refined. Spanning three elegant levels and serviced by a private elevator, the residence captures endless views of the open Gulf from two sweeping balconies, where sea breezes and golden light frame every moment. Inside, eight bedrooms and eight-and-a-half baths are complemented by thoughtfully curated spaces designed for both grand entertaining and quiet retreat, including a private gym, media room, library, formal dining room, and an inviting living room centered around a striking fireplace. A dramatic wraparound balcony overlooks the living spaces below, while the gourmet kitchen and sunlit breakfast nook offer panoramic Gulf views, a perfect setting to welcome each sunrise with a cup of coffee in hand. Outdoors, the home transforms into a private seaside resort. A sparkling pool with an overflowing hot tub is surrounded by an expansive lanai, all set against the ever-changing blues of the Gulf. With direct beach access just steps away, sunset walks along the shoreline become a daily ritual, and the rhythm of the waves provides a constant sense of escape. Completing the estate is a three-car attached garage, offering both convenience and ample storage for coastal living. This is more than a home, it is a lifestyle defined by beauty, privacy, and the timeless allure of the sea.
Facts & features
The home at a glance
8
Bedrooms
8.5
Bathrooms
9,833
Sqft
0.46 ac
Lot size
3
Garage
2002
Year built
Three Or More
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$305 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$305/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Belleair Beach actives
$2 vs $660
Days on market
174 vs 77 typical
Where $2/sqft sits among the 31 Belleair Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Shore
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Beach. See the full Belleair Beach guide →
Belleair Shore — neighborhood snapshot
Population
68
Median age
56
Median income
$127,917
Median home value
$889,600
Avg household
2
Households w/ children
7%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Beach market
$1.1M → $925K
Belleair Beach median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
19 of 31
Belleair Beach actives have cut their price
Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% below the BELLEAIR BEACH 33786 median. See the full Belleair Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 220 GULF BOULEVARD UNIT 8
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$6,750,000
500 GULF BOULEVARD · same community
4 bd · 4 ba · 3,923 sqft · $1,721/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 220 GULF BOULEVARD UNIT 8 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 220 GULF BOULEVARD UNIT 8 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
220 GULF BOULEVARD UNIT 8 FAQs
What would the monthly payment be for 220 GULF BOULEVARD UNIT 8?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $305/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 220 GULF BOULEVARD UNIT 8?+
The listing reports pets: Breed Restrictions, Number Limit, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair Beach?+
At $20,000, this home is listed about 98% below the Belleair Beach median of $1,300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 220 GULF BOULEVARD UNIT 8?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the BELLEAIR BEACH 33786 market on paper
$20,000 is 97% below the BELLEAIR BEACH 33786 median of $759,900, and at $2/sqft it sits under the Belleair Beach average of $755.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
174 days on market against a Belleair Beach median of 77 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $22,000, now $20,000 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE TONI EVERETT COMPANY · Connie Culbertson. MLS #TB8474498.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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