
107 12TH STREET, BELLEAIR BEACH, FL, 33786
Active304 days on marketListed Oct 5, 2025MLS #TB8431760
About this home
107 12TH STREET
Experience a turn-key coastal retreat where design, craftsmanship, and comfort converge. Resting confidently on a rare double lot, this exceptional residence embodies the art of refined living. Boasting 4 bedrooms + bonus room, 4 ½ baths and a remarkable 14-car garage, this full block, two story construction home is just a few steps away from an exclusive residential access point to the pristine sands of Belleair Beach! Meticulously designed and exquisitely finished, this single-level, three-split floor plan harmonizes private spaces with expansive, flowing interiors. Every detail is intentional, creating a sense of subtle opulence that invites you to slow down and savor. High contoured ceilings and oversized, hurricane-rated windows and doors bathe the home in natural light, accentuated by custom window treatments and intimate views of the Gulf and Intracoastal Waterway. European Oak hardwood floors extend gracefully through the home, elevating each room with warmth and character. The primary suite awaits behind stately double doors, enveloped in tranquility. Custom his and hers closets offer finely tailored storage, while the vast on-suite bath features a spa-inspired dual rainshower, pedestal soaking tub, private water closet, and dual vanity appointed with marble counters and Kallista fixtures. The second master suite and two additional guest quarters are elegantly distinguished and adorned with high-end finishes. The expansive bonus room provides flexible accommodation, ideal for an executive home office, media lounge or art studio. The heart of this home is a spacious, open-concept kitchen designed for entertaining. At its center, an expansive island set within a rich palette of custom cabinetry and tailored storage solutions, enhancing both form and function. State-of-the-art appliances – including Miele, Gaggenau and Viking – as well as sophisticated seating throughout, elevate the culinary experience. Indoor outdoor living is achieved with seamless access to multiple covered balconies, perfect for al fresco gatherings. Escape to your private oasis, where a stunning saltwater pool and spa await, surrounded by lush tropical landscaping, plentiful green space and a covered patio designed for outdoor living. Resort-style furnishings invite you to lounge, entertain, or simply unwind, creating the perfect backdrop for memorable weekends with family and friends, just steps from the beach. A fully modernized infrastructure, including Tesla solar power, allows for effortless living, with integrated smart home automations providing intuitive control over lighting, security, climate and connectivity. A private elevator connects both levels, ensuring comfort and accessibility. The fully air-controlled garage provides rare flexibility for collectors, automobile enthusiasts, or those seeking additional storage. Centrally located, this community is just a short drive to Tampa International & St. Pete/Clearwater Airport and provides access to a wealth of amenities, including award-winning beaches, boating, prestigious golf courses, fine dining, shopping, and world-class medical facilities. Pet-friendly and fully furnished, this unparalleled opportunity is available for annual or seasonal lease; three-month minimum term required.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
4,464
Sqft
0.35 ac
Lot size
14
Garage
2022
Year built
Two
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$269 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$269/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Belleair Beach actives
$3 vs $660
Days on market
304 vs 67 typical
Where $3/sqft sits among the 32 Belleair Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Beach. See the full Belleair Beach guide →
BELLEAIR BEACH 33786 — neighborhood snapshot
Population
1,564
Median age
57.8
Median income
$140,417
Median home value
$1,022,700
Avg household
2.26
Households w/ children
114
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Beach market
$705K → $850K
Belleair Beach median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
19 of 32
Belleair Beach actives have cut their price
Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the BELLEAIR BEACH 33786 median. See the full Belleair Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 107 12TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$270,000
105 CAUSEWAY BOULEVARD · same community
3 bd · 2 ba · 1,552 sqft · $174/sqft · 222 DOM
Sold · Jun ’26$4,500,000
1522 GULF BOULEVARD
4 bd · 4.5 ba · 4,728 sqft · $952/sqft · 430 DOM
Sold · Jun ’26$4,800,000
413 BUTTONWOOD LANE
5 bd · 5.5 ba · 3,939 sqft · $1,219/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 107 12TH STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 107 12TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
107 12TH STREET FAQs
What would the monthly payment be for 107 12TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $269/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 107 12TH STREET?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair Beach?+
At $15,000, this home is listed about 99% below the Belleair Beach median of $1,300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 107 12TH STREET?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the BELLEAIR BEACH 33786 market on paper
$15,000 is 98% below the BELLEAIR BEACH 33786 median of $779,900, and at $3/sqft it sits under the Belleair Beach average of $757.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
304 days on market against a Belleair Beach median of 67 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Olivia Prince. MLS #TB8431760.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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