David Ramirez
$414,300$418,5003 bd2 ba1,886 sqft$220 /sqft$3,364 /mo all-in ↓

4054 CADDIE DRIVE E, BRADENTON, FL, 34203

Active171 days on marketListed Feb 2, 2026MLS #TB8471549

Reduced $4KSingle Family ResidencePERIDIA ISLE

About this home

4054 CADDIE DRIVE E

Welcome to this beautifully maintained home, built in 1996, offering 1,886 sq. ft. of comfortable living space in the desirable Peridia Country Club community. This 3-bedroom, 2-bathroom home features a split open floor plan with vaulted ceilings, creating a bright and airy atmosphere throughout. The spacious kitchen includes granite countertops, greater counter space and plentiful cabinetry; all appliances are included. A cozy breakfast nook just off the kitchen provides an ideal space for casual dining or morning coffee, perfect for both everyday living and entertaining. The home showcases a concrete tile roof, a newer AC, sturdy vinyl and ceramic tile flooring, a two-car garage, and a laundry room with washer and dryer for added convenience. Step outside and enjoy peaceful golf course views within a resort-style community that features an 18-hole golf course, heated pool and lounge area; tennis and pickleball courts; poolside tiki bar and an on-site restaurant. This home perfectly blends comfort, space, and community amenities, offering the best of country club living and opportunities to build lasting friendships. Nonetheless, affordable country-club living: Master Association (Peridia Property Association): $312.66/month includes access to all amenities and country club facilities; Peridia Homeowners Association: $156.66/month covers yard maintenance; annual food & beverage fee: $450; one-time capital contribution (supports community amenities): $4,000; golf membership is optional, pay-as-you-play; pet & leasing are allowed. No age restrictions, No CDD, No flood zone. This house is financed by VA loan, and it is transfarable.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,886

Sqft

0.17 ac

Lot size

2

Garage

1996

Year built

One

Levels

$220

Per sqft

Golf Course viewPets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofConcrete
ConstructionBlock
FoundationSlab
ViewGolf Course
FacesEast
ParkingGarage Door Opener
ExteriorGarden · Irrigation System · Lighting · Rain Gutters

Community & fees

HOA fee$157/mo
Taxes (2025)$5,103/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Size Limit, Yes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Available · Phone Available · Public · Sewer Available · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,364 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,439
FHA mortgage insurance (est.)$183
Property tax — 2025 actual bill$425
HOA fee — from the listing$157
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,501Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,501
Interest rate6.00%
Loan term

Estimated payment

$3,364/mo

Principal & interest$2,439
FHA mortgage insurance (est.)$183
Property taxes (actual bill)$425
HOA / condo fee$157
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $414K
$372KedgeAI estimate $415,257 · range $388K$456K$474K

vs edgeAI estimate

−0.2%

$/sqft vs Bradenton actives

$220 vs $239

Days on market

171 vs 53 typical

Where $220/sqft sits among the 400 Bradenton actives

100
99 · this home
87
45
31
38
$125–181$181–238$238–295$295–351$351–408$408+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Peridia

Map of 4054 CADDIE DRIVE E inside its neighborhood boundary

Drive times from this address

Downtown Tampa55 min
Tampa Int’l Airport (TPA)62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Peridia — neighborhood snapshot

Population

1,061

Median age

61

Median income

$104,306

Median home value

$392,800

Avg household

2

Households w/ children

42%

For the school run

Manatee County School District

HighBraden River High School★★★★★
ElementaryWilliam H. Bashaw Elementary★★★★
MiddleBraden River Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

184 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 73% above the BRADENTON 34203 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $414,300 $4K
Feb 2, 2026Listed at $418,500 · 171 days on market since
1996Built · PERIDIA ISLE

Reality check

What actually sold near 4054 CADDIE DRIVE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4063 CADDIE DRIVE ESold · Oct ’25

$380,000

4063 CADDIE DRIVE E · same community

2 bd · 2 ba · 1,770 sqft · $215/sqft · 743 DOM

4062 CADDIE DRIVE ESold · May ’26

$422,500

4062 CADDIE DRIVE E · same community

2 bd · 2 ba · 1,693 sqft · $250/sqft · 70 DOM

4058 CADDIE DRIVE ESold · Dec ’25

$335,000

4058 CADDIE DRIVE E · same community

3 bd · 2 ba · 1,622 sqft · $207/sqft · 75 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4054 CADDIE DRIVE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4054 CADDIE DRIVE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4054 CADDIE DRIVE E FAQs

What would the monthly payment be for 4054 CADDIE DRIVE E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,364/mo — principal and interest, the actual property-tax bill, the $157/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4054 CADDIE DRIVE E?+

The association fee works out to $157 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4054 CADDIE DRIVE E?+

The most recent tax bill on record (2025) was $5,103. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4054 CADDIE DRIVE E?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $414,300, this home is listed about 5% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 4054 CADDIE DRIVE E?+

Braden River High School (high), William H. Bashaw Elementary (elementary), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$414,300 runs 73% above the BRADENTON 34203 median — but at 1,886 sqft it's also 19% larger than the typical Bradenton listing.

02Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

171 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $418,500, now $414,300 — a $4K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 RE CHAMPIONS · Ana Devine. MLS #TB8471549.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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