David Ramirez
$399,0002 bd1 ba1,283 sqft$311 /sqft$2,747 /mo all-in ↓

2322 7TH AVENUE W, BRADENTON, FL, 34205

Active36 days on marketListed Jun 19, 2026MLS #A4696450

Single Family ResidenceE D SCROGINS SUB

About this home

2322 7TH AVENUE W

For the true Craftsman aficionado, this historic bungalow is a rare find. Painstakingly redesigned and restored by a skilled craftsman, every detail has been carefully preserved and elevated, creating a home that is as much a work of art as it is a residence. From its timeless architectural lines to the thoughtful updates, this is a treasure to behold. The wide, welcoming front porch sets the tone for what lies within. Step inside to discover the kind of craftsmanship old-house lovers dream of, including beautifully preserved hardwood floors that tell nearly a century of Bradenton’s story. The kitchen has been thoughtfully updated with granite countertops and rich wood cabinetry, blending modern convenience with historic charm. At the heart of the home is the front rocking-chair porch, where river breezes drift through the neighborhood and neighbors stop to visit. This is the kind of walkable, front-porch community that has become increasingly rare—a place where people know each other and life moves at a more enjoyable pace. Bungalow living encourages simplicity, comfort, and an intentional use of space, and this home embodies that philosophy in every corner. Equally appealing is its location in one of Bradenton’s most beloved historic neighborhoods. Leave the car behind and bike or stroll to downtown Bradenton’s Riverwalk, farmers market, theater, library, Village of the Arts, festivals, waterfront events, pubs, and restaurants. When you’re ready for a day at the beach, the white sands of Anna Maria Island are just minutes away. Southern Living recently named Bradenton the #1 “Charming River Community,” and homes like this are the reason why. Lovingly restored and beautifully maintained, this historic bungalow offers the opportunity to own a piece of Bradenton’s past while enjoying the very best of its vibrant present.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,283

Sqft

0.15 ac

Lot size

1925

Year built

One

Levels

$311

Per sqft

FireplacePets allowed

Inside

FlooringCeramic Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Primary Bedroom Main Floor · Solid Wood Cabinets
LaundryInside
CoolingCentral Air
HeatingElectric · Natural Gas

Outside & construction

RoofShingle
ConstructionWood Frame · Wood Siding
FoundationCrawlspace
FacesSouth
ExteriorGarden · Sidewalk

Community & fees

Taxes (2024)$743/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,747 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2024 actual bill$62
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$2,747/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$62
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$237KedgeAI estimate $273,726 · range $246K$352K$415K

vs edgeAI estimate

+45.8%

$/sqft vs Bradenton actives

$311 vs $236

Days on market

36 vs 53 typical

Where $311/sqft sits among the 400 Bradenton actives

105
101
82
46 · this home
25
41
$122–180$180–238$238–296$296–354$354–412$412+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wares Creek

Map of 2322 7TH AVENUE W inside its neighborhood boundary

Drive times from this address

Downtown Tampa51 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Wares Creek — neighborhood snapshot

Population

1,472

Median age

45

Median income

$55,764

Median home value

$263,268

Avg household

2

Households w/ children

160

For the school run

Manatee County School District

ElementaryBallard Elementary School★★★★
HighManatee High School★★★★★
MiddleW. D. Sugg Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

191 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 135% above the BRADENTON 34205 median. See the full Bradenton market guide →

Paper trail

This home's history

Jun 19, 2026Listed at $399,000 · 36 days on market since
1925Built · E D SCROGINS SUB

Reality check

What actually sold near 2322 7TH AVENUE W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2330 7TH AVENUE WSold · Jun ’26

$310,000

2330 7TH AVENUE W · same community

2 bd · 1 ba · 1,122 sqft · $276/sqft · 16 DOM

2209 6TH AVENUE WSold · Dec ’25

$369,000

2209 6TH AVENUE W · same community

2 bd · 2 ba · 1,100 sqft · $335/sqft · 115 DOM

3905 31ST AVENUE WSold · Sep ’25

$465,000

3905 31ST AVENUE W

3 bd · 2 ba · 1,238 sqft · $376/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2322 7TH AVENUE W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2322 7TH AVENUE W — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2322 7TH AVENUE W FAQs

What would the monthly payment be for 2322 7TH AVENUE W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,747/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2322 7TH AVENUE W?+

The most recent tax bill on record (2024) was $743. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2322 7TH AVENUE W?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $399,000, this home is listed about 1% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 2322 7TH AVENUE W?+

Ballard Elementary School (elementary), Manatee High School (high), W. D. Sugg Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BOYD REALTY · Jayne Kocher. MLS #A4696450.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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