121 BONNIE DRIVE, AUBURNDALE, FL, 33823
Active182 days on marketListed Jan 31, 2026MLS #TB8470179
About this home
121 BONNIE DRIVE
Lakefront Living at Its Best in This 55+ Community! Welcome to your own private waterfront retreat on beautiful Lake Marianna! Situated on over a quarter acre of prime lakefront property, this well-maintained 2-bedroom, 2-bath, 1,344 sq ft manufactured home offers the perfect blend of comfort, recreation, and resort-style living in a desirable 55+ community. Set on a quiet cul-de-sac, this home features breathtaking lake views and an incredible outdoor living space. Enjoy your heated in-ground pool with new vinyl liner, relaxing spa, brick pavers, and a massive newly screened-in porch—all designed for year-round enjoyment and entertaining. Boaters and outdoor lovers will be thrilled with the private dock and boat lift, plus a MAKO center console boat with Yamaha 115 four-stroke motor, which is included in the sale—making this truly a turnkey lakefront lifestyle opportunity. Inside, the home offers central heat and air, abundant storage, and a durable metal roof. A separate workshop/man cave with window A/C provides the perfect space for hobbies or projects. The property also features a dedicated utility room and pool equipment room, keeping everything organized and functional. Additional highlights include a two-car carport, beautifully maintained grounds, and access to community amenities such as shuffleboard courts and a community dock. This home is ideal as a winter retreat, full-time residence, or investment property. With pet-friendly policies (one pet allowed) and low-maintenance living, this is Florida lakefront living at its finest. Where else can you find this much waterfront lifestyle at this price? Schedule your private showing today and start living the lake life!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,344
Sqft
0.27 ac
Lot size
1978
Year built
One
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,782 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,782/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Auburndale actives
$160 vs $191
Days on market
182 vs 50 typical
Where $160/sqft sits among the 226 Auburndale actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Auburndale
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
AUBURNDALE 33823 — neighborhood snapshot
Population
39,146
Median age
40.8
Median income
$64,248
Median home value
$234,300
Avg household
2.89
Households w/ children
4,326
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $335K
Auburndale median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
118 of 226
Auburndale actives have cut their price
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Reality check
What actually sold near 121 BONNIE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$181,500
121 BONNIE DRIVE · same community
2 bd · 2 ba · 1,344 sqft · $135/sqft · 124 DOM
Sold · Dec ’25$135,000
160 BONNIE DRIVE · same community
2 bd · 2 ba · 1,440 sqft · $94/sqft · 3 DOM
Sold · Apr ’26$100,000
115 JANA CIRCLE · same community
2 bd · 2 ba · 1,058 sqft · $95/sqft · 144 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 121 BONNIE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 121 BONNIE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
121 BONNIE DRIVE FAQs
What would the monthly payment be for 121 BONNIE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,782/mo — principal and interest, the actual property-tax bill, the $39/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 121 BONNIE DRIVE?+
The association fee works out to $39 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 121 BONNIE DRIVE?+
The most recent tax bill on record (2025) was $2,664. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 121 BONNIE DRIVE?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Auburndale?+
At $215,000, this home is listed about 39% below the Auburndale median of $355,000. The market section on this page shows how the area is trending.
Which schools are assigned to 121 BONNIE DRIVE?+
Auburndale Central Elementary School (elementary), Jere L. Stambaugh Middle (middle), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the AUBURNDALE 33823 market on paper
$215,000 is 33% below the AUBURNDALE 33823 median of $320,000, and at $160/sqft it sits under the Auburndale average of $198.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
182 days on market against a Auburndale median of 50 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $225,000, now $215,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Ellie Lambert. MLS #TB8470179.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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