118 JANA CIRCLE, AUBURNDALE, FL, 33823
Active79 days on marketListed May 13, 2026MLS #L4961851
About this home
118 JANA CIRCLE
NO LOT RENT! LOW HOA! Welcome to easy, carefree living in the sought-after 55+ community of Marianna Park! This like-new 2024 home offers the perfect blend of comfort, style, and low-maintenance living—with the added bonus of owning your own land and enjoying a low HOA. Step inside to an open-concept layout featuring a spacious living room filled with natural light and a bright, inviting kitchen designed for both everyday living and entertaining. The home showcases luxury vinyl flooring throughout—no carpet—along with upgraded fixtures, an enhanced stove and refrigerator, thoughtful details like chair rail accents add an extra touch of charm, and an extra-large water heater for added convenience. The primary suite is a true retreat, complete with a large walk-in closet, dual sinks, a relaxing garden soaking tub, and a separate walk-in shower. Enjoy Florida living at its best with a welcoming front porch and a screened side porch—perfect for morning coffee or evening relaxation. Additional features include a carport and a storage shed for all your extras. Marianna Park offers an active lifestyle with a clubhouse featuring regular activities like bingo, cards, and shuffleboard, plus a pool table for social gatherings. Outdoor enthusiasts will love the lake access, fishing dock, boat ramp, and secure storage for boats or RVs. Golf carts are welcome, making it easy to enjoy the community. Ideally located between Lakeland and Winter Haven, this home puts you close to shopping, dining, boating and fishing and everything Central Florida.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,404
Sqft
0.09 ac
Lot size
2024
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,924 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,924/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+43.9%
$/sqft vs Auburndale actives
$162 vs $191
Days on market
79 vs 50 typical
Where $162/sqft sits among the 224 Auburndale actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Auburndale
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
AUBURNDALE 33823 — neighborhood snapshot
Population
39,146
Median age
40.8
Median income
$64,248
Median home value
$234,300
Avg household
2.89
Households w/ children
4,326
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $335K
Auburndale median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
120 of 224
Auburndale actives have cut their price
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Reality check
What actually sold near 118 JANA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$135,000
160 BONNIE DRIVE · same community
2 bd · 2 ba · 1,440 sqft · $94/sqft · 3 DOM
Sold · Aug ’25$181,500
121 BONNIE DRIVE · same community
2 bd · 2 ba · 1,344 sqft · $135/sqft · 124 DOM
Sold · Apr ’26$100,000
115 JANA CIRCLE · same community
2 bd · 2 ba · 1,058 sqft · $95/sqft · 144 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 118 JANA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 118 JANA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
118 JANA CIRCLE FAQs
What would the monthly payment be for 118 JANA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,924/mo — principal and interest, the actual property-tax bill, the $39/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 118 JANA CIRCLE?+
The association fee works out to $39 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 118 JANA CIRCLE?+
The most recent tax bill on record (2025) was $3,455. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 118 JANA CIRCLE?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Auburndale?+
At $227,000, this home is listed about 36% below the Auburndale median of $355,000. The market section on this page shows how the area is trending.
Which schools are assigned to 118 JANA CIRCLE?+
Auburndale Central Elementary School (elementary), Jere L. Stambaugh Middle (middle), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Michelle Howard. MLS #L4961851.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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