13400 91ST AVENUE, SEMINOLE, FL, 33776
Active161 days on marketListed Feb 18, 2026MLS #TB8469838
About this home
13400 91ST AVENUE
Virtually Staged. One or more photo(s) was virtually staged. Seller is willing to pay off solar panels at closing. Welcome to Oakhurst Highlands in unincorporated Seminole, a quiet, tree-lined neighborhood with no HOA restrictions and a laid-back Florida feel. This recently updated home blends modern comfort with smart efficiency, featuring a solar panel system on an assumable lease for lower energy costs. The backyard is designed for enjoyment, with a privacy fence surrounding the heated pool and a screened-in back porch that creates the perfect space for relaxing or entertaining year-round. Property is adjacent to a pond assuring your peace and quiet. Ideal as a peaceful full-time residence or a short-term rental income property, this home offers flexibility, comfort, and convenience just minutes from beaches, parks, shopping, and dining throughout Pinellas County. A seamless open-concept design uniting the living room, dining area, and kitchen into one cohesive space. The kitchen has newer stainless steel appliances including dishwasher, refrigerator, microwave and range top. Low-maintenance flooring throughout, with durable laminate in all bedrooms, the living room, and kitchen for easy cleaning and everyday living. Bathrooms feature tile floors and granite vanity tops that are both stylish and simple to maintain. The kitchen is finished with marble stone countertops, offering a smooth, wipe-clean surface. The patio is completed with large-format tile, designed for easy outdoor upkeep and a clean, modern look. The eye-catching floor-to-ceiling stone fireplace serves as a high-impact focal point. New Roof in 2021. Solar Panels installed 2021. Water Heater 2022. HVAC 2020.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,868
Sqft
0.2 ac
Lot size
2
Garage
1977
Year built
One
Levels
$286
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,075 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,075/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.1%
$/sqft vs Seminole actives
$286 vs $252
Days on market
161 vs 44 typical
Where $286/sqft sits among the 299 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oakhurst Highlands
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Oakhurst Highlands — neighborhood snapshot
Population
872
Median age
47
Median income
$113,550
Median home value
$426,200
Avg household
3
Households w/ children
100%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
167 of 299
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 13400 91ST AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$654,000
9109 134TH WAY · same community
4 bd · 2.5 ba · 1,919 sqft · $341/sqft · 39 DOM
Sold · Mar ’26$587,500
9078 134TH WAY · same community
3 bd · 2 ba · 1,800 sqft · $326/sqft · 7 DOM
Sold · Jun ’26$625,000
7265 122ND WAY
3 bd · 2 ba · 1,884 sqft · $332/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13400 91ST AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13400 91ST AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13400 91ST AVENUE FAQs
What would the monthly payment be for 13400 91ST AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,075/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13400 91ST AVENUE?+
The most recent tax bill on record (2025) was $6,420. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13400 91ST AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $534,000, this home is listed about 30% above the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 13400 91ST AVENUE?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Time on market is leverage
161 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $648,000, now $534,000 — a $114K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Bernie Lutz. MLS #TB8469838.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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