David Ramirez

HIGGINSON ROAD, ZEPHYRHILLS, FL, 33540

Active188 days on marketListed Jan 26, 2026MLS #TB8468267

Priced 40% below the ZEPHYRHILLS 33540 medianCRYSTAL SPRINGS COLONY FARMS

About this home

HIGGINSON ROAD

Discover the perfect slice of Florida freedom with this expansive 14.10-acre property on Higginson Road in Zephyrhills. Whether you're looking for a private recreational retreat, a haven for wildlife, or a place to simply escape and enjoy the outdoors, this property delivers. Surrounded by natural beauty, this land offers plenty of room to explore, ride, hunt, or just relax under open skies. The peaceful setting makes it ideal for outdoor enthusiasts who appreciate space, privacy, and the sights and sounds of nature. Bring your toys and your sense of adventure! This property is ready for you to make it your own. Opportunities like this don’t come around often.

Facts & features

The home at a glance

14.1 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods

Community & fees

Taxes (2025)$547/yr

Utilities & systems

UtilitiesElectricity Available · Private · Water Available
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,471 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$46
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,000
Interest rate6.00%
Loan term

Estimated payment

$1,471/mo

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$46
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Zephyrhills

Map of HIGGINSON ROAD

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)52 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Zephyrhills. See the full Zephyrhills guide →

ZEPHYRHILLS 33540 — neighborhood snapshot

Population

11,098

Median age

56.1

Median income

$55,426

Median home value

$120,600

Avg household

2.31

Households w/ children

789

For the school run

Pasco County School District

MiddleRaymond B. Stewart Middle School★★★★
HighZephyrhills High School★★★★
ElementaryChester W. Taylor Junior Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Zephyrhills market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$310K$350K

Zephyrhills median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% below the ZEPHYRHILLS 33540 median. See the full Zephyrhills market guide →

Paper trail

This home's history

Jan 26, 2026Listed at $200,000 · 188 days on market since

Reality check

What actually sold near HIGGINSON ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1516 COMMERCIAL PLACESold · May ’26

$115,000

1516 COMMERCIAL PLACE

2 bd · 2 ba · 696 sqft · $165/sqft · 55 DOM

1608 THRUSH DRIVESold · Oct ’25

$120,000

1608 THRUSH DRIVE

2 bd · 1 ba · 864 sqft · $139/sqft · 138 DOM

1463 BOBOLINK STREETSold · Aug ’25

$169,900

1463 BOBOLINK STREET

3 bd · 2 ba · 1,120 sqft · $152/sqft · 203 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about HIGGINSON ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for HIGGINSON ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

HIGGINSON ROAD FAQs

What would the monthly payment be for HIGGINSON ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,471/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on HIGGINSON ROAD?+

The most recent tax bill on record (2025) was $547. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Zephyrhills?+

At $200,000, this home is listed about 35% below the Zephyrhills median of $309,000. The market section on this page shows how the area is trending.

Which schools are assigned to HIGGINSON ROAD?+

Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Chester W. Taylor Junior Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ZEPHYRHILLS 33540 market on paper

$200,000 is 40% below the ZEPHYRHILLS 33540 median of $335,950.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

188 days on market against a Zephyrhills median of 44 — sellers in this position are usually ready to negotiate.

Listing courtesy of CENTURY 21 BILL NYE REALTY · Johanna Theel. MLS #TB8468267.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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