David Ramirez
$200,000$258,7002 bd2 ba1,210 sqft$165 /sqft$1,728 /mo all-in ↓

37443 GILL AVENUE, ZEPHYRHILLS, FL, 33541

Active154 days on marketListed Mar 5, 2026MLS #TB8482374

Priced 39% below the ZEPHYRHILLS 33541 medianReduced $59KManufactured HomeGRAND HORIZONS

About this home

37443 GILL AVENUE

Short Sale. Will require Approval of Seller's Lender and will have Short Sale Approval Contingency. NEW LVP (Luxury Vinyl Plank) floors in this MOVE IN READY HOME! SPECTACULAR SUNSETS from your screened FRONT PORCH in GATED GRAND HORIZONS, a premier 55+ community where you OWN your LAND! This Unique quality Jacobson home welcomes you with Manicured Landscaped beds and is Customized with a Screened in covered Deck on the front to enjoy the breeze and entertain friends and neighbors. Great curb appeal with widened driveway featuring decorative coating, rock landscape bed, newly painted shutters and carport to welcome you! Enter thru the front door to this Light, Bright OPEN floor plan with Cathedral ceilings, Transom windows over the double window in the Greatroom plus an air conditioned BONUS room offering Flex space for a craft/sewing room, dining room, den, home office, fitness area or mancave with views of the front landscape. Stunning LVP floors for a sleek look, updated hardware and other notable features include: 2020 ROOF, 2018 Franklin AC is 16 SEER 3 Ton Heat Pump with remainder of warranty, thermostat and surge protector plus Double pane windows for energy efficiency. Kitchen has a convenient center island with breakfast bar, 2018 Stainless steel appliances, ceramic band to accent the counters and white cabinets. Two spacious bedrooms at the rear of the home, Primary bedroom with bath ensuite boasting Tile floors, linen closet and full shower. Guest bedroom has a large closet and easy access to the full guest bath with a tub/shower combination, solar tube for natural light and tile floors. Well Maintained home on a quiet cul-de-sac street with no rear neighbors and has been newly painted inside so you can MOVE RIGHT IN! Located in Sunny Florida just North of Tampa in Zephyrhills, within one mile of shopping, restaurants, bowling, theaters, library, medical facilities, hospital and YMCA. No CDD fees and Low HOA in this Community with Resident owned amenities: Heated Pool, Hot tub, Clubhouse with billiards, commercial kitchen, craft room, library/game room, shuffleboard, bocce, onsite entertainment, fun planned activities and exciting travel excursions... Come by and see why this IS the place to BE! CALL TODAY!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,210

Sqft

0.14 ac

Lot size

2005

Year built

One

Levels

$165

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesConvection Oven · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Split Bedroom
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesSouth
ParkingCovered · Driveway
ExteriorLighting · Rain Gutters · Sidewalk

Community & fees

HOA fee$77/mo
Taxes (2025)$2,699/yr
PetsBreed Restrictions, Number Limit, Size Limit, Yes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Golf Carts OK · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,728 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$225
HOA fee — from the listing$77
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,000
Interest rate6.00%
Loan term

Estimated payment

$1,728/mo

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$225
HOA / condo fee$77
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $200K
$157KedgeAI estimate $166,808 · range $163K$175K$208K

vs edgeAI estimate

+19.9%

$/sqft vs GRAND HORIZONS

$165 vs $170

Days on market

154 vs 47 typical

Where $165/sqft sits among the 8 homes for sale in GRAND HORIZONS

3
0 · this home
4
0
0
1
$154–161$161–167$167–173$173–180$180–186$186+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Grand Horizons

Map of 37443 GILL AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa47 min
Tampa Int’l Airport (TPA)58 min
Walt Disney World74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Zephyrhills. See the full Zephyrhills guide →

Grand Horizons — neighborhood snapshot

Population

630

Median age

63

Median income

$41,901

Median home value

$191,900

Avg household

2

Households w/ children

33%

For the school run

Pasco County School District

HighZephyrhills High School★★★★
ElementaryWest Zephyrhills Elementary School★★★★★
MiddleCentennial Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Zephyrhills market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$331K$340K

Zephyrhills median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

1 of 8

GRAND HORIZONS have cut their price

Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →

Paper trail

This home's history

CurrentPrice reduced to $200,000 $59K
Mar 5, 2026Listed at $258,700 · 154 days on market since
2005Built · GRAND HORIZONS

Reality check

What actually sold near 37443 GILL AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

37416 NEUKOM AVENUESold · Jun ’26

$195,000

37416 NEUKOM AVENUE · same community

2 bd · 2 ba · 1,188 sqft · $164/sqft · 164 DOM

7800 KAY MARIE AVENUESold · Jun ’26

$190,000

7800 KAY MARIE AVENUE · same community

2 bd · 2 ba · 1,269 sqft · $150/sqft · 460 DOM

37508 GILL AVENUESold · Jul ’26

$215,000

37508 GILL AVENUE · same community

2 bd · 2 ba · 1,404 sqft · $153/sqft · 492 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 37443 GILL AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 37443 GILL AVENUE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

37443 GILL AVENUE FAQs

What would the monthly payment be for 37443 GILL AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,728/mo — principal and interest, the actual property-tax bill, the $77/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 37443 GILL AVENUE?+

The association fee works out to $77 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 37443 GILL AVENUE?+

The most recent tax bill on record (2025) was $2,699. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 37443 GILL AVENUE?+

The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Zephyrhills?+

At $200,000, this home is listed about 37% below the Zephyrhills median of $320,000. The market section on this page shows how the area is trending.

Which schools are assigned to 37443 GILL AVENUE?+

Zephyrhills High School (high), West Zephyrhills Elementary School (elementary), Centennial Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ZEPHYRHILLS 33541 market on paper

$200,000 is 39% below the ZEPHYRHILLS 33541 median of $325,500, and at $165/sqft it sits under the Zephyrhills average of $179.

02Time on market is leverage

154 days on market against a Zephyrhills median of 47 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $258,700, now $200,000 — a $59K cut. The full history is in the market section below.

Listing courtesy of REST EASY REALTY POWERED BY SELLSTATE · Gina Marie Holm. MLS #TB8482374.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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