David Ramirez
$229,900$259,9002 bd2 ba1,346 sqft$171 /sqft$1,840 /mo all-in ↓

3208 KILBURN ROAD, HOLIDAY, FL, 34691

Active191 days on marketListed Jan 23, 2026MLS #TB8467208

Reduced $30KSingle Family ResidenceHOLIDAY LAKE ESTATES

About this home

3208 KILBURN ROAD

Don’t miss this charming 2-bedroom, 2-bath solid block and stucco home featuring a separate Florida room plus a spacious bonus room that can easily be converted into a third bedroom and includes a wood-burning fireplace. The garage has been converted into a large bonus space, offering excellent flexibility for a home office, guest suite, or additional living area. Recent updates include a newer roof and water heater, providing peace of mind for years to come. You’ll love the expansive fenced backyard with plenty of room to store a boat or RV, along with a storage shed for lawn equipment. Situated on a nice-sized corner lot, this property offers both space and functionality. Located in a non-flood zone with no flood insurance required, the home is just minutes from the beaches, shopping, dining, marinas, and vibrant nightlife. Priced to sell, this move-in-ready home is perfect for first-time buyers, those looking to downsize, or anyone seeking a vacation or second home. Schedule your showing today—you’ll be glad you did.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,346

Sqft

0.15 ac

Lot size

1970

Year built

One

Levels

$171

Per sqft

Fireplace

Inside

FlooringLaminate · Tile
AppliancesDisposal · Ice Maker · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Thermostat · Window Treatments
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ParkingGarage Door Opener
ExteriorHurricane Shutters · Sidewalk

Community & fees

Taxes (2025)$2,696/yr

Utilities & systems

UtilitiesPublic · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,840 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,353
FHA mortgage insurance (est.)$102
Property tax — 2025 actual bill$225
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,047
Interest rate6.00%
Loan term

Estimated payment

$1,840/mo

Principal & interest$1,353
FHA mortgage insurance (est.)$102
Property taxes (actual bill)$225
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $230K
$215KedgeAI estimate $227,555 · range $224K$237K$246K

vs edgeAI estimate

+1%

$/sqft vs HOLIDAY LAKE ESTATES

$171 vs $200

Days on market

191 vs 37 typical

Where $171/sqft sits among the 29 homes for sale in HOLIDAY LAKE ESTATES

9 · this home
3
3
4
6
4
$165–178$178–191$191–204$204–217$217–229$229+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Holiday Lake Estates

Map of 3208 KILBURN ROAD inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)43 min
Downtown Tampa47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Holiday. See the full Holiday guide →

Holiday Lake Estates — neighborhood snapshot

Population

4,232

Median age

41

Median income

$48,833

Median home value

$149,292

Avg household

2

Households w/ children

373

For the school run

Pasco County School District

MiddlePaul R. Smith Middle School★★★★
HighAnclote High School★★★★★
ElementaryGulfside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Holiday market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$236K$230K

Holiday median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

15 of 29

HOLIDAY LAKE ESTATES have cut their price

Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% above the HOLIDAY 34691 median. See the full Holiday market guide →

Paper trail

This home's history

CurrentPrice reduced to $229,900 $30K
Jan 23, 2026Listed at $259,900 · 191 days on market since
1970Built · HOLIDAY LAKE ESTATES

Reality check

What actually sold near 3208 KILBURN ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3608 BROMPTON DRIVESold · Mar ’26

$225,000

3608 BROMPTON DRIVE · same community

3 bd · 2 ba · 1,370 sqft · $164/sqft · 68 DOM

3305 SALISBURY DRIVESold · May ’26

$230,000

3305 SALISBURY DRIVE · same community

3 bd · 2 ba · 1,308 sqft · $176/sqft · 0 DOM

1164 CHELSEA LANESold · Mar ’26

$289,000

1164 CHELSEA LANE · same community

3 bd · 2 ba · 1,393 sqft · $207/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3208 KILBURN ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3208 KILBURN ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3208 KILBURN ROAD FAQs

What would the monthly payment be for 3208 KILBURN ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,840/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3208 KILBURN ROAD?+

The most recent tax bill on record (2025) was $2,696. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Holiday?+

At $229,900, this home is listed about 6% below the Holiday median of $245,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3208 KILBURN ROAD?+

Paul R. Smith Middle School (middle), Anclote High School (high), Gulfside Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of THE BOUTIQUE REAL ESTATE GROUP · Julie Lasky Mueller. MLS #TB8467208.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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