David Ramirez
$265,000$289,0003 bd2 ba1,263 sqft$210 /sqft$1,858 /mo all-in ↓

12345 SE 99TH AVENUE, BELLEVIEW, FL, 34420

Active181 days on marketListed Feb 2, 2026MLS #TB8466490

Reduced $24KNew constructionSingle Family ResidenceVICTORIA HEIGHTS

About this home

12345 SE 99TH AVENUE

Virtually Staged. *SELLER-FINANCE and LEASE-TO-PURCHASE AVAILABLE HERE* How would you like to live 15 minutes from The Villages in a brand-new house on oversized lot, but with no HOA? Experience life without restrictions, providing you with privacy, tranquility, and the freedom to enjoy your outdoor space to the fullest. This stunning home features a functional yet stylish layout with luxury detailed finishings throughout. The expansive backyard is ideal for outdoor entertaining, gardening, or simply relaxing in your private oasis. With a brand-new roof, energy-efficient A/C, and water heater—all installed in 2025—this property offers peace of mind and low maintenance for years to come. Step inside to discover an open concept family room and dining area adorned with luxury vinyl flooring and elegant granite countertops everywhere. The chef’s kitchen is a culinary delight, featuring solid wood doors, refrigerator, stove, dishwasher, and microwave—all included—making meal prep effortless. The master suite boasts a HUGE closet and a luxurious bathroom with glass shower doors and custom wall tiles, providing a spa-like retreat after a long day. Additional highlights include a utility laundry room attached to the garage which includes washer & dryer, and an epoxy-floored 2-car garage that offers ample parking for cars, golf carts, and storage. The huge backyard provides endless possibilities for outdoor activities, family gatherings, or a custom garden—perfect for those seeking space and flexibility. The Villages offers vibrant town squares like Spanish Springs and Lake Sumter Landing just minutes away. Enjoy the Florida lifestyle with over 50 golf courses, recreation centers, and a multitude of social events that make this community truly exceptional. Discover the perfect harmony of modern comfort, natural beauty, and vibrant community living. This exceptional new construction home won’t last long—schedule your private tour today and make this remarkable residence yours! Your ideal Florida lifestyle begins here. Act now—your new home awaits! For qualified prospects, the seller is also offering OWNER-FINANCING & a LEASE TO PURCHASE option, if either of these best suit your needs.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,263

Sqft

0.25 ac

Lot size

2

Garage

2025

Year built

One

Levels

$210

Per sqft

Inside

FlooringCeramic Tile · Epoxy · Luxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorIrrigation System · Sidewalk

Community & fees

Taxes (2025)$250/yr

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,858 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property tax — 2025 actual bill$21
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,275
Interest rate6.00%
Loan term

Estimated payment

$1,858/mo

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property taxes (actual bill)$21
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $265K
$226KedgeAI estimate $241,361 · range $236K$250K$276K

vs edgeAI estimate

+9.8%

$/sqft vs Belleview actives

$210 vs $177

Days on market

181 vs 31 typical

Where $210/sqft sits among the 150 Belleview actives

30
46
45
6 · this home
11
12
$122–149$149–177$177–204$204–232$232–259$259+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Belleview

Map of 12345 SE 99TH AVENUE

Get to know Belleview. See the full Belleview guide →

BELLEVIEW 34420 — neighborhood snapshot

Population

19,167

Median age

43

Median income

$52,551

Median home value

$192,600

Avg household

2.59

Households w/ children

2,199

For the school run

Marion County School District

ElementaryBelleview-Santos Elementary School★★★★
MiddleBelleview Middle School★★★★★
HighBelleview High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Belleview market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$255K$276K

Belleview median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

68 of 150

Belleview actives have cut their price

Median sold price, Belleview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% above the BELLEVIEW 34420 median. See the full Belleview market guide →

Paper trail

This home's history

CurrentPrice reduced to $265,000 $24K
Feb 2, 2026Listed at $289,000 · 181 days on market since
2025Built · VICTORIA HEIGHTS

Reality check

What actually sold near 12345 SE 99TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12241 SE 99TH TERRACESold · May ’26

$110,000

12241 SE 99TH TERRACE · same community

3 bd · 1 ba · 1,260 sqft · $87/sqft · 1 DOM

12400 SE 99TH TERRACESold · May ’26

$190,000

12400 SE 99TH TERRACE · same community

3 bd · 2 ba · 1,512 sqft · $126/sqft · 23 DOM

12385 SE 99TH AVENUESold · May ’26

$105,000

12385 SE 99TH AVENUE · same community

2 bd · 1 ba · 650 sqft · $162/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12345 SE 99TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12345 SE 99TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12345 SE 99TH AVENUE FAQs

What would the monthly payment be for 12345 SE 99TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,858/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12345 SE 99TH AVENUE?+

The most recent tax bill on record (2025) was $250. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Belleview?+

At $265,000, this home is listed about 7% below the Belleview median of $283,735. The market section on this page shows how the area is trending.

Which schools are assigned to 12345 SE 99TH AVENUE?+

Belleview-Santos Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TOP FLORIDA HOMES · Giselle Gartzke. MLS #TB8466490.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Belleview homes, in your inbox

Like 12345 SE 99TH AVENUE but not quite? A daily digest of every new listing in Belleview — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 2, 2026 at 12:23 PM UTC. The listing information on this page last changed on August 2, 2026 at 12:23 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 2, 2026 at 12:23 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 2, 2026 at 12:23 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.