LIN GINA TERRACE, EDGEWATER, FL, 32141
Active185 days on marketListed Jan 19, 2026MLS #TB8466149
About this home
LIN GINA TERRACE
This 0.33-acre buildable lot in Edgewater offers a rare opportunity to build in a prime yet private location. The property is prepped and ready to build, with city water available and electricity at the road, and is located in the county, allowing for lower taxes. Tucked away on a quiet dead-end road, the lot provides excellent privacy while being just minutes from shopping, hospitals, restaurants, beaches, and the Intracoastal Waterway. Convenient, peaceful, and ideally located, this is a must-see property that won’t last long.
Facts & features
The home at a glance
0.33 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,378 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,378/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Edgewater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Edgewater. See the full Edgewater guide →
EDGEWATER 32141 — neighborhood snapshot
Population
18,442
Median age
54.2
Median income
$61,110
Median home value
$244,000
Avg household
2.21
Households w/ children
1,591
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Edgewater market
$280K → $307K
Edgewater median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the EDGEWATER 32141 median. See the full Edgewater market guide →
Paper trail
This home's history
Reality check
What actually sold near LIN GINA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$228,000
3045 PINE TREE DRIVE
3 bd · 2 ba · 1,040 sqft · $219/sqft · 79 DOM
Sold · Jun ’26$230,000
3031 ROYAL PALM DRIVE
3 bd · 2 ba · 1,134 sqft · $203/sqft · 0 DOM
Sold · Aug ’25$250,000
3035 VICTORY PALMS DR
3 bd · 1.5 ba · 1,176 sqft · $213/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about LIN GINA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for LIN GINA TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
LIN GINA TERRACE FAQs
What would the monthly payment be for LIN GINA TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,378/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on LIN GINA TERRACE?+
The most recent tax bill on record (2025) was $966. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at LIN GINA TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Edgewater?+
At $179,777, this home is listed about 46% below the Edgewater median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to LIN GINA TERRACE?+
Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the EDGEWATER 32141 market on paper
$179,777 is 42% below the EDGEWATER 32141 median of $310,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
185 days on market against a Edgewater median of 39 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of GET MORE OFFERS · Keith Gordon. MLS #TB8466149.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Edgewater homes, in your inbox
Like LIN GINA TERRACE but not quite? A daily digest of every new listing in Edgewater — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →