403 S RIDGEWOOD AVENUE, EDGEWATER, FL, 32132
Active383 days on marketListed Jul 12, 2025MLS #NS1085407
About this home
403 S RIDGEWOOD AVENUE
Fantastic opportunity to develop in Edgewater, Florida. Located in the US1 Corridor, this .43 acre lot zoned B-3 can be used for a variety of business uses and may be eligible for CRA funds from the City of Edgewater to help with improvements. The average traffic count is over 26,000 daily, and the neighboring lot is also for sale for an opportunity to own a total .88 acres for larger development.
Facts & features
The home at a glance
0.43 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,396 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,396/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Edgewater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Edgewater. See the full Edgewater guide →
EDGEWATER 32132 — neighborhood snapshot
Population
8,132
Median age
57
Median income
$53,860
Median home value
$234,900
Avg household
2.14
Households w/ children
525
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Edgewater market
$280K → $307K
Edgewater median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% below the EDGEWATER 32132 median. See the full Edgewater market guide →
Paper trail
This home's history
Reality check
What actually sold near 403 S RIDGEWOOD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$236,000
114 RHODE ISLAND STREET
2 bd · 2 ba · 856 sqft · $276/sqft · 3 DOM
Sold · Nov ’25$239,000
1822 MANGO TREE DRIVE
3 bd · 2 ba · 1,079 sqft · $222/sqft · 27 DOM
Sold · Oct ’25$162,500
1303 BOND STREET
2 bd · 1.5 ba · 1,100 sqft · $148/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 403 S RIDGEWOOD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 403 S RIDGEWOOD AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
403 S RIDGEWOOD AVENUE FAQs
What would the monthly payment be for 403 S RIDGEWOOD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,396/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 403 S RIDGEWOOD AVENUE?+
The most recent tax bill on record (2024) was $1,916. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Edgewater?+
At $170,000, this home is listed about 48% below the Edgewater median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 403 S RIDGEWOOD AVENUE?+
Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the EDGEWATER 32132 market on paper
$170,000 is 50% below the EDGEWATER 32132 median of $338,000.
02Time on market is leverage
383 days on market against a Edgewater median of 39 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $200,000, now $170,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WHITE WHALE REAL ESTATE · Timothy Loomis. MLS #NS1085407.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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