1863 FERN PALM DRIVE, EDGEWATER, FL, 32141
Active19 days on marketListed Jul 16, 2026MLS #NS1088736
About this home
1863 FERN PALM DRIVE
Handyman special priced right and packed with potential! Welcome to 1863 Fern Palm Drive in the established Florida Shores community of Edgewater. This 2-bedroom, 2-bath block home with 1,200 square feet offers an outstanding opportunity for investors, flippers, or buyers looking to renovate and make it their own. Situated on an 80' x 100' lot with no HOA, this property is ready for a complete transformation and provides the perfect canvas to create your vision. The functional single-story layout features a spacious great room, centrally located kitchen, and two comfortable bedrooms, offering a solid foundation for your renovation project. The home is served by public water and sewer, is located in Flood Zone X, and has no minimum lease period, making it an attractive option for both owner-occupants and investors alike. Conveniently located near shopping, dining, parks, schools, US-1, I-95, the Indian River, New Smyrna Beach, and Daytona Beach, this property combines location with exceptional upside. Whether you're searching for your next flip, rental investment, or a home to customize from the ground up, don't miss this opportunity to unlock the potential this property has to offer.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,200
Sqft
0.18 ac
Lot size
1973
Year built
One
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,565 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,565/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−29.1%
$/sqft vs FLORIDA SHORES 01
$150 vs $203
Days on market
19 vs 45 typical
Where $150/sqft sits among the 38 homes for sale in FLORIDA SHORES 01
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Florida Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Edgewater. See the full Edgewater guide →
Florida Shores — neighborhood snapshot
Population
13,275
Median age
47
Median income
$58,578
Median home value
$253,859
Avg household
2
Households w/ children
1,359
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Edgewater market
$280K → $307K
Edgewater median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
25 of 38
FLORIDA SHORES 01 have cut their price
Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the EDGEWATER 32141 median. See the full Edgewater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1863 FERN PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$197,500
2114 TRAVELERS PALM DRIVE · same community
2 bd · 2 ba · 1,200 sqft · $165/sqft · 8 DOM
Sold · Sep ’25$224,000
1870 LIME TREE DRIVE · same community
3 bd · 2 ba · 1,222 sqft · $183/sqft · 3 DOM
Sold · Dec ’25$300,000
1418 NEEDLE PALM DRIVE · same community
3 bd · 2 ba · 1,162 sqft · $258/sqft · 112 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1863 FERN PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1863 FERN PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1863 FERN PALM DRIVE FAQs
What would the monthly payment be for 1863 FERN PALM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,565/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1863 FERN PALM DRIVE?+
The most recent tax bill on record (2025) was $3,192. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Edgewater?+
At $180,000, this home is listed about 45% below the Edgewater median of $329,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1863 FERN PALM DRIVE?+
Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LOCAL LIVING REALTY GROUP · Glenn Moore. MLS #NS1088736.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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